OneUnited Bank, which offers various internet accounts, is offering a 0.90% APY rate through its Unity Gold E-Money Market account with $100K deposit or more. Any amount of money between $1,000 and $99,999 will be eligible for 0.85% APY. This is a savings account offered to internet account holders in search of great savings rates. Any money deposited in this account is also FDIC insured up to $250,000 so you can feel safe knowing that your money is in a secure account, earning high interest.
Account Features:
- Great rates
- $3 monthly account maintenance fees
- $2500 minimum balances to avoid fees
- No ATM fees for proprietary ATMs
- Free 24 hour telephone banking
- Convenient banking by mail and direct deposit
- Convenient personal service by phone
OneUnited Bank has a competitive rate of 0.90% APY for its internet Unity Gold E-Money Market account. This savings account comes with many great features including free 24 hour telephone banking and convenient personal service by phone. The Unity Gold E-Money Market account has a minimum deposit of $1000 to open and a $100K minimum to earn the 0.90% interest. It is well worth it to sign up because along with the interest you get from the savings account, you receive no ATM usage fees, convenient banking by mail, easy direct deposits, and no monthly maintenance fee for maintaining a balance of $2,500.
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