Redneck Bank, America net Bank, and Evantage Bank are all under the same Bank of Wichitas company and FDIC insured internet banks. They have a reward checking account that pays 5.25% APY on balances up to $25,000 (2.25% for above) and refunds ATM fees worldwide if the following monthly requirements are met:
- 10 VISA CheckCard purchases
- receive statements electronically
Even better is their 3.10% APY Savings account. There is no balance cap and no debit requirements. With the savings account, absolutely no monthly maintenance fee or minimum balance requirement. This is one of the very few accounts with 3% rate or better nationwide.