For residents of Colorado, Arizona, or Riverside County, CA, FirstBank is giving away an Apple iPod touch, an Amazon Kindle or a Garmin for opening its free checking account. The Free Checking account comes with a $0 minimum balance and service charge and no direct deposit requirements. To qualify for one of the free gifts, simply enroll in online banking, have a direct deposit of at least $300, and make three bill payments within 60 days of opening the account.
Terms and Conditions:
enrolls for online banking
(1) a direct deposit greater than $300 posts to the account, or (2) three bill payments are made from the account to corporate entities
Requirements (1) and (2) above must be met within 60 days of account opening and the code will be given within 90 days of account opening
Other important fine prints include direct deposit must be payroll, pension, Social Security or other government benefits, must be new to FirstBank, gift is considered interest and subject to IRS, and gift can be revoked if the account is closed within 6 months of opening. To avoid fees with your Free Checking Account, do at least 3 bill pays if you sign up for Bill Pay and do paperless statements. Do not request checks when sign up. Also, no need to open a Savings so don’t let them push you to open one to qualify for this promotion.
This Firstbank promotion is a great deal for the Holidays and there is no expiration date. My personal preference would be the Apple iPod touch.
The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in purchases on your new Card within the first 6 months.
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Low intro APR: 0% for 12 months on purchases from the date of account opening, then a variable rate, 18.74% to 29.74%
• 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
• 6% Cash Back on select U.S. streaming subscriptions.
• 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
• 1% Cash Back on other purchases.
Get $7 back each month after using your Blue Cash Preferred Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
The card does come with a $0 intro annual fee for the first year, then $95. (See Rates & Fees)