The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
The IHG® Rewards Club Premier Credit Card is an IHG hotel rewards card designed for frequent travelers worldwide. It sports an $89 annual fee and features a chance to earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening.
In addition, users can earn 10 points per $1 spent when you stay at an IHG hotel, earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants, and earn 1 point per $1 spent on all other purchases. Cardholders can get one free night stay at a participating IHG hotel each year along with other sweet perks. Check out the benefits you can earn with the IHG® Rewards Club Premier Credit Card from Chase.
IHG Rewards Club Premier Card Summary
 The IHG One Rewards Traveler Credit Card offers 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening. You'll earn: • Up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts • 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. • 2 points per $1 spent on all other purchases This card has no annual fee or foreign transaction fees. Member FDIC |
Why You Should Apply for This Card
Sign Up Bonus: This card offers 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening.
Earn Even More Points: You can earn 5,000 bonus points after you add your first authorized user and make your first purchase in the first three months from account opening.
Enjoy a Free Night: This is one of the card’s most desirable feature. After each account anniversary year, you can get a free night at any eligible IHG hotels worldwide, limited to properties pricing at 40,000 points or less. Your yearly free night must be booked and the stay must be completed within 12 months of being issued. Plus, enjoy a free reward night when you redeem points for any stay of four or more nights. There’s no blackout dates for reward nights.
Earn Up to 10X Points: For each $1 spent when you stay at an IHG hotel, earn 10X IHG points. Earn 2X IHG points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1X IHG points per $1 spent on all other purchases. Your points do not expire and are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels, and Holiday Inn®.
Other IHG Rewards Club Card Benefits
Complementary Platinum Elite Status: As long as you remain an IHG® Rewards Club Premier Credit Card member, you’ll get to enjoy Platinum Elite status. Platinum members get a 50% bonus on top of base points, access to a dedicated customer assistance phone number, free room upgrades when available, priority check-in, and extended checkout and free Wi-Fi. Your reward nights count toward elite status. You’ll keep your status as long as you keep your card.
Travel and Purchase Perks: The IHG® Rewards Club Premier Credit Card offers perks including trip cancellation/interruption insurance, lost luggage reimbursement, along with purchase, price, and extended warranty protection. Plus, earn up to $100 credit toward your Global Entry or TSA Precheck every 4 years as reimbursement for the application fee charged to your card.
No Foreign Transaction Fee: Use this card when traveling abroad without paying a foreign transaction fee to keep earning your rewards.
20% Discount on Points Purchases: Purchase IHG Rewards Club points at a 20% discount. You may be able to stack this discount with other savings when IHG points go on sale during promotions since IHG Terms & Conditions do not contain language preventing cardmembers from stacking. If you can use these sales to your advantage, you can get some serious savings.
Bottom Line
For IHG loyalists, the IHG® Rewards Club Premier Credit Card offers plenty of value and allows you to earn your free nights even faster. With the free night stay offered each anniversary year, there’s enough value to cover the $89 annual fee. If you factor in the perks you get along with Platinum Elite Status, the ability to purchase points at a 20% discount stacked with the fourth night free on award bookings, you can potentially get super cheap stays with this card at your favorite IHG properties. If you’re not a frequent traveler and you don’t spend a lot for IHG-related services, this card won’t be for you.
Check out our full list of Best Chase Credit Card Promotions instead and other featured credit card bonus promotions.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.