The Union Bank Cashback Rewards Visa Credit Card has an offer of $100 bonus cash when you spend $1,000 within the first three months of account opening. The Union Bank Cashback Rewards card is a simple, no-frills credit which offers an unlimited flat rate of 1.5% cash back on all purchases.
Furthermore, those who are Union Bank customers get a 25% reward bonus when you redeem to a Union Bank deposit account, or a 50% reward bonus if you use your cash back towards a Union Bank mortgage payment.
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Union Bank Cashback Rewards Card Summary
|Bonus Available||Get $100 bonus cash when you spend $1,000 within the first three months from account opening.|
|Ongoing Rewards/Benefits||Earn unlimited 1.5% cash back for every $1 spent on purchases.
25% reward bonus when you redeem rewards into your Union Bank checking, savings, or money market account.
505 reward bonus when you redeem rewards as a principal reduction payment to your Union Bank mortgage.
(Click here to sign up at Union Bank)
Union Bank Cashback Rewards Card Bonus Cash Offer
Union Bank Cashback Rewards card offers a $100 bonus cash offer. To qualify, simply charge at least $1,000 to your card within the first three months of opening your account.
Here are some ideas on meeting the spending requirement:
Redeeming Union Bank Cashback Rewards
The value of your rewards depends on your redemption options. When it comes time to redeem your Union Bank cashback rewards, you have a couple options in doing so, including:
- Statement credits to your credit card
- Deposits into a non-Union Bank checking or savings account
If you are a current Union Bank customer, you also will have additional redemption options with reward bonuses, including:
- Deposits into a Union Bank checking, savings or money market account (25% bonus)
- Principal reduction payments to your Union Bank mortgage account (50% bonus)
Consequently, your $100 bonus may actually be worth it. Furthermore, Union Bank cashback rewards will not expire.
|Non-Union Bank account deposit||$100|
|Union Bank account deposit||$125|
|Union Bank mortgage payment||$150|
The Union Bank Cashback Rewards card is a good choice for those who already have a relationship with Union Bank, especially if you took out a mortgage with the user. It also offers an unlimited 1.5% cash back on all purchases, so you don’t have to keep track of which categories give you a bigger or smaller bonus.
Consequently, you could also earn more rewards points with the Union Bank Rewards Visa card, for those who are moderate spenders. It offers a higher bonus for mobile wallet purchases, restaurant spending, as well as gas station and grocery store spending.