Check out the latest ZeroDown promotions, offer discounts, and referral bonuses here.
ZeroDown doesn’t offer mortgages or other home loans; it’s a rent-to-own program for potential homebuyers. They let you live in your home today and buy it later when you’re financially ready, so you don’t have to wait to start your life in your new home.
How ZeroDown Works
- Qualify for ZeroDown: The company will look at your personal finances to determine if you’re a good fit for their services, as well as the range of homes they can help you own.
- Find the home you want: Use their home search tool which lets your filter based on commute time, natural light, outdoor spaces and more. Go to open houses with a ZeroDown partner agent, or work with an agent of your own.
- ZeroDown buys your home: The company will make an all cash offer. You’ll have to pay a $10,000 program fee (Program A) or $15,000 (Program B), due at ZeroDown’s time of purchase.
- Move in: Once ZeroDown wins the offer for your home, you get your keys in as little as seven days.
- Make monthly payments: Make the same payment each month and earn Purchase Credits that help you buy the home later.
- Buy your when you’re ready:Apply your Purchase Credits to buy your home from ZeroDown at its then fair market value. You can buy your home from two years of monthly payments, up to five years.
Current ZeroDown Promotions
$1,000 Off Your First Payment

Get discount on first payment!
When you register for ZeroDown using a referral link, get $1,000 off your first month’s payment. Unfortunately, we don’t have a referral link for you to use, so feel free to leave yours in the comment section below!
(Visit the link above to learn more about ZeroDown)
$1,000 Referral Bonuses

Earn referral bonus!
If you have active account at Zero Down, you can get reward for a $1,000 discount, plus each of your referrals will also get $1,000 off their first month’s payments. Please note that the $1,000 will be a rebate of the ZeroDown program fee.
- What you’ll get: $1,000 discount
- Who is eligible: Active users only
- Where it’s available: ZeroDown Refer-A-Friend
- How to earn it:
- Head to the ZeroDown referral page with the link we provided below
- Click on the “Start referring now” button and follow the prompts to get and share your unique referral link.
- Get $1,000 off when someone gets a ZeroDown home using your referral link.
- Offer terms: Offer may not be combined with any other promotion, discount, and/or offer. Promotion has no cash value. Void where prohibited or otherwise restricted. Offer does not apply retroactively.
(Visit the link above to learn more about ZeroDown’s referral program)
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Bottom Line
If you’re located with in the San Francisco Bay or Seattle area and you want to stop spending money on rent, check out what ZeroDown has offer for you. They help buy the home you want and they let you make monthly payments while also building a financial base to purchase the home yourself.
If you’re seeking for a loan, you can check out our list of best personal loans! You can also see the best bank bonuses and ways to earn credit card bonuses!
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