The Zions Bank Premier Visa Card has an introductory offer for $150 bonus cash or 15,000 bonus points, depending on which rewards program you decide to choose. This is earned once you’ve spent $4,000 within the first 90 days. According to Zions bank, both offers are worth $150 each.
A no-frills travel card, the Zions Bank Premier card offers a 2.5% return on travel purchases and 1.5% on everything else. However, Zions Bank credit cards are only available in states where the issuer operates.
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Zions Bank Premier Visa Card Summary
Bonus Available | Get $150 bonus cash or 15,000 bonus points (depending on which program you choose) when you spend at least $4,000 within the first 90 days of account opening. |
Bonus Value* | $150 |
Travel Credit | None |
Ongoing Rewards/Benefits | Earn 2.5% cash back or 2.5x points on all travel purchases
Earn 1.5% cash back or 1.5x points on all other purchases |
Foreign Transaction Fees? | None |
Airport Lounge Access | None |
Annual Fee | $95, waived your first year |
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$150 Bonus Cash or 15,000 Bonus Points Offer
Zions Bank Premier Visa Card has an introductory offer of $150 bonus cash or 15,000 bonus points. The 15,000 points are equivalent to $150, so the bonus value will remain the same regardless on which rewards program you end up choosing.
To qualify for this bonus rewards, you will need to charge at least $4,000 to your card within the first 90 days of account opening. Consequently, here are some tips and ideas on how to hit the spending requirement:
Redeeming Zions Bank Premier Rewards
When the time comes to redeem your Zions Bank Premier rewards, the process is a little different if you are enrolled in the Amazing Cash program compared to the Amazing Rewards program.
Amazing Cash Program
As soon as you rack up $25 in rewards, you can redeem it in any whole dollar amount as credit to your Zions Bank card or as credit to a Zions Bank deposit account. Amazing Cash rewards never expire as long as your account stays open.
Amazing Rewards Program
Earn Amazing Rewards point is worth the standard $0.01, which means that 100 points is equivalent to $1.00. You can only use your points as statement credits on items that have been purchased within the last 90 days. You will also need to have a minimum or 2,500 points($25) to redeem. Amazing Rewards points also will not expire as long as your account stays opened.
Zions Bank Premier Card Availability
Due to Zions Bank limited locations, the Zions Bank Premier Visa Card is only available to residents who live in Idaho, Utah, and Wyoming.
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Bottom Line
If you are looking for a card that offers an above average points back on travel purchases, then this card may be for you. In addition, you are also given an option on which rewards program you would like to redeem your points through.
However, with Zions Bank’s limited availability, you may want to consider other credit cards that will be more accessible to you.
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