Open a Citibank’s Citigold checking to get up to 40,000 ThankYou Points, redeemable for $400 in gift cards, with offer promotion code CGBE by 7/31/2013. The Citigold is their premier banking relationship with priority service, preferred rates, and exclusive savings and rewards. Other benefits with banking with Citibank includes over 30,000 fee-free ATMs nationwide, free online bill payment with Citibank Online, and free mobile banking with Citi Mobile. Offers available for accounts opened online, at your local branch and by phone. To apply by phone, call 1-866-583-6712 and mention code CGBE.
- You’ll earn up to 30,000 ThankYou Points with a 1)new eligible Checking such as the Citigold Account by 7/31/2013 and 2)within 60 days after opening your checking account: Complete one qualifying direct deposit and one qualifying bill payment for two consecutive calendar months.
- Earn an additional 10,000 thankyou points with qualifying digital services: 1)Download the Citi MobileSM or 2)Citi® Tablet App and log in*or 3)Enroll in Popmoney® and complete one transaction* or 4) Sign up for Paperless Statements*
Hustler’s Hint: Don’t forget to check out Citi Credit Card Bonuses to go along with your Citigold Checking account.
Citibank Citigold Checking Promotion:
$400 Bonus Steps
Start your Citibank checking relationship today with a Citigold checking account to earn 40K ThankYou Points that are redeemable for up to $400 in gift cards.
- Open a new Citibank checking account in The Citigold Account Package by 7/31/13.
- Within 60 days after opening your checking account: Complete one qualifying direct deposit and one qualifying bill
payment for two consecutive calendar months
- Sign up for Paperless Statements
You’ll enjoy free mobile banking with Citi MobileSM and the Citibank for iPad app. Account holders will get free online bill payment with Citibank Online. Once you enrolled deposit checks into your personal checking account using Mobile Check, this will allow you to deposit on your smartphone. They have over 30,000 fee-free ATMs nationwide.
Other Fine Details
Qualifying bill payments are those using Citibank® Online, Citi MobileSM or CitiPhone Banking. A bill that is paid by making a transfer between linked accounts and/ or transfer payments made to accounts within Citibank or to accounts with Citibank affiliates does not qualify as a bill payment for this offer.
Offer for new checking customers only. If you have received a bonus reward for opening a new Citibank consumer checking account within the past two years you will not be eligible to receive a bonus associated with this offer. Customer can accept this offer by visiting a branch and asking a Citibank Representative or by calling CitiPhone Banking or by visiting citibank.com/checkingrewards. Existing checking customer offers available, visit a branch for details. Must be at least 18 years old to qualify for the promotional offer. Offers may be modified or withdrawn at any time without notice, expire 7/31/13, are not transferable and cannot be combined with any other offer. Limit of one of each offer per customer and account. All accounts subject to approval. Consumer accounts only.
Beware of the Fees
There is a steep $30 monthly fee unless you have either 1) $50,000 in all linked deposits/retirement accounts 2) $100,000 in all linked accounts including investment accounts 3) $250,000 or more including Citi mortgages. Obviously, the primary downside is that a high minimum balance of $50,000 – $250,000 must be maintained every month with certain Citi accounts. There is a Citibank Account package that has easier requirements for only 20K bonus points.
Citibank Citigold Checking Promotion:
Tough call really. The 40K bonus ThankYou points for $400 in gift cards is the biggest bank bonus available out there. However, with such a high balance to remain fee-free, it’s a tough sell since your money is locked up. I would recommend to open the regular Citibank Account package for 20K bonus points instead unless you have the $50K to avoid the monthly fee. We also have plenty of other bank promotions across the country for you to choose from.
Hot Deal of the Day: Betterment offers a $25 bonus for opening an account with a $250 deposit. A set-and-forget investment service that takes care of important details automatically.
|CitiBusiness ThankYouSM Card offers 15,000 bonus ThankYou® points after you make $3000 in purchases within 3 months of cardmembership, that’s enough for $150 in gift cards. This allow small businesses and sole proprietors a way to earn bonus ThankYou points on many of their purchases. You’ll earn 3 ThankYou Points for every dollar spent on eligible purchases in rotating business categories and 1 point on all other purchases. Best of all, pay no annual fee with your CitiBusiness ThankYou Card. Full Review|