Open a Citibank’s Citigold checking to get up to 40,000 ThankYou Points, redeemable for $400 in gift cards, with offer promotion code CZC2 by 10/31/2013. The Citigold is their premier banking relationship with priority service, preferred rates, and exclusive savings and rewards. Other benefits with banking with Citibank includes over 30,000 fee-free ATMs nationwide, free online bill payment with Citibank Online, and free mobile banking with Citi Mobile. Offers available for accounts opened online, at your local branch and by phone. To apply by phone, call 1-866-583-6712 and mention code CZC2.
- You’ll earn up to 30,000 ThankYou Points with a 1)new eligible Checking such as the Citigold Account by 10/31/2013 and 2)within 60 days after opening your checking account: Complete one qualifying direct deposit and one qualifying bill payment for two consecutive calendar months.
- Earn an additional 10,000 thankyou points with qualifying digital services: 1)Download the Citi MobileSM or 2)Citi® Tablet App and log in*or 3)Enroll in Popmoney® and complete one transaction* or 4) Sign up for Paperless Statements*
*HOT DEAL ALERT* Looking for a CitiBank Bonus? You may be interested in the Citi ThankYou Premier to go along with your banking needs:
Citi ThankYou® Premier Card is offering 50,000 bonus ThankYou Points that can be redeemed for up to $500 in gift cards or $625 in airfare. You’ll earn 20,000 points after $2,000 in purchases within the first 3 months of account opening. Earn an additional 30,000 points after another $3,000 in purchases within the first 3 months of your second year of being a cardmember. Cardholders earn 3 points per dollar on Dining and Entertainment, 2 points per dollar on Airfare and Hotels, and 1 Point on all other purchases. There is no annual fee for the first year(a saving of $125). There is absolutely no points cap and no expiration of points, hence there’s no limit to the points you can earn. Citi ThankYou Premier Review
Citibank Citigold Checking Promotion:
$400 Bonus Steps
Start your Citibank checking relationship today with a Citigold checking account to earn 40K ThankYou Points that are redeemable for up to $400 in gift cards.
- Open a new Citibank checking account in The Citigold Account Package by 10/31/13.
- Within 60 days after opening your checking account: Complete one qualifying direct deposit and one qualifying bill
payment for two consecutive calendar months
- Sign up for Paperless Statements
You’ll enjoy free mobile banking with Citi MobileSM and the Citibank for iPad app. Account holders will get free online bill payment with Citibank Online. Once you enrolled deposit checks into your personal checking account using Mobile Check, this will allow you to deposit on your smartphone. They have over 30,000 fee-free ATMs nationwide.
Other Fine Details
Qualifying bill payments are those using Citibank® Online, Citi MobileSM or CitiPhone Banking. A bill that is paid by making a transfer between linked accounts and/ or transfer payments made to accounts within Citibank or to accounts with Citibank affiliates does not qualify as a bill payment for this offer.
Offer for new checking customers only. If you have received a bonus reward for opening a new Citibank consumer checking account within the past two years you will not be eligible to receive a bonus associated with this offer. Customer can accept this offer by visiting a branch and asking a Citibank Representative or by calling CitiPhone Banking or by visiting citibank.com/checkingrewards. Existing checking customer offers available, visit a branch for details. Must be at least 18 years old to qualify for the promotional offer. Offers may be modified or withdrawn at any time without notice, expire 10/31/13, are not transferable and cannot be combined with any other offer. Limit of one of each offer per customer and account. All accounts subject to approval. Consumer accounts only.
Beware of the Fees
There is a steep $30 monthly fee unless you have either 1) $50,000 in all linked deposits/retirement accounts 2) $100,000 in all linked accounts including investment accounts 3) $250,000 or more including Citi mortgages. Obviously, the primary downside is that a high minimum balance of $50,000 – $250,000 must be maintained every month with certain Citi accounts. There is a Citibank Account package that has easier requirements for only 20K bonus points.
Citibank Citigold Checking Promotion:
Tough call really. The 40K bonus ThankYou points for $400 in gift cards is the biggest bank bonus available out there. However, with such a high balance to remain fee-free, it’s a tough sell since your money is locked up. I would recommend to open the regular Citibank Account package for 20K bonus points instead unless you have the $50K to avoid the monthly fee. We also have plenty of other bank promotions across the country for you to choose from.
Hot Deal of the Day: Betterment offers a $25 bonus for opening an account with a $250 deposit. A set-and-forget investment service that takes care of important details automatically.
|Chase Ink Cash® Business Card offers $200 cash back after you spend $3,000 in the first 3 months from account opening – one of the largest amounts ever offered for a business credit card. You'll receive 5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services. The card also gives 2% cash rebate on the first $25,000 spent annually on gas and dining expenses, and 1% rebate on all other things. There is a 0% introductory APR for 12 months on purchases and balance transfers. Afterwards, the go-to APR of Regular APR: 13.24% (Variable). I personally prefer Ink Cash Business Card to the other Ink cards because you get cash back, generous cash rebates, and no annual fee for a business card!
If you have a side business such as selling on eBay, Craigslist, or do freelance work, then your business is called sole proprietorship. Simply use your name as business ID and Social Security number as tax ID. Apply Now---Chase Ink Cash Business Review