Find new 4Front Credit Union promotions, bonuses, and offers here.

Update 11/2/25: We’ve updated the working link for the current $400 checking bonus available for a limited time.

Table of Contents

About 4Front Credit Union Promotions

4Front Credit Union is committed to providing smart, innovative banking solutions for our members in Northern Michigan. Enjoy low loan rates, no fees and great service when you bank with this credit union.

I’ll review 4Front Credit Union Promotions below.

4Front Credit Union $400 Checking Bonus

What you’ll get: $400 bonus
Account Type: Checking Account
Availability: MI (Bank Locator)
Direct Deposit Requirement: Optional (see what works)
Credit Inquiry: Soft Pull
Chex Systems: Unknown
Credit Card Funding: Unknown
Monthly Fees: None
Early Account Termination Fee: None listed
Household Limit: None listed

$400 Bonus at 4Front Credit Union

(Limited time offer)

You can compare this to several great entry level checking account offers:
BMO Smart Money Checking ($400 cash bonus*)	BMO Smart Advantage Checking ($400 cash bonus*)
KeyBank Key Smart Checking ($300 bonus)	SoFi Checking and Savings ($325 bonus)
Bank of America ($500 bonus offer)

How To Earn Bonus

HOW TO EARN FREE STOCKSFINE PRINT

To qualify, open a new Straight4ward Rewards checking account and meet the monthly criteria for three consecutive months.
- Deposit $500 or more—direct deposit not required.
- Log in to online banking or the 4FrontGo app once—that’s right, just once.
- Make 15 or more purchases with your 4Front Debit Mastercard®—easy peasy.
- Be enrolled in eStatements/eNotifications—set it and forget it.
The payout will be deposited to your prime share savings on the first business day of the fourth month.

To qualify, open a new Straight4ward Rewards checking account and meet the monthly criteria for three consecutive months.
The payout will be deposited to your prime share savings on the first business day of the fourth month.
Offer not valid for current members, those with accounts closed within the last three months, or those who have received a payout from 4Front within the last 36 months.
Account must remain open, active, and in good standing.
Payout may be reported as interest income on IRS Form 1099-INT.
Offer subject to change or withdrawal, not combinable with other offers, and available only at 4Front’s Zeeland, Holland, or Muskegon branches. Employees not eligible. Insured by NCUA.
**4.08% annual percentage yield (APY) paid monthly on a balance of $0.01 to $15,000.
Rate effective 10/17/2022.
Rate subject to change.
Membership required with $1 deposit to open a Prime Share.
Some requirements apply.
APY = annual percentage yield, or the effective rate of return taking into account the effect of compounding interest.
Fees may reduce earnings.

Bottom Line

4Front Credit Union is a staple in the Northern Michigan region that helps their customers get the most out or their investments. Whether you are joining, or referring a friend to join, there are plenty of opportunities to maximize on bonuses.

Furthermore, if you want to check up on the internet’s most complete list of bank bonuses or brokerage promotions, keep coming back to HMB for more!

Additionally, be sure to bookmark this page and check back often for 4Front Credit Union promotions, bonuses, and offers.