Check out the latest Albert coupons, promo codes, and promotions here.
What is Abert? Albert examines your income and expense patterns to figure out the optimum amount of money to set aside in savings. Not only that, you can also begin investing, get advance cash on your next paycheck and maybe even renegotiate bills.
It also has a feature called Genius, a text-based financial planning tool. Continue reading more about Albert below to learn more about its features and services in detail.
(Visit the link above to learn more about Albert)
See more investment bonuses here to save!
Right now, Albert is offering new members a $20 bonus, and for those who refer friends will also receive a $20 bonus. See more referral promotions here.
Table of Contents
Albert Genius Features
From savings, to cutting down costs and helping you reach your financial goals, Albert does the work for you.
Albert Instant monitors your balances, bills and spending. If you risk overspending, they will alert you. In times of need, they will also do a cash advance up to $100 from your next paycheck with no credit check or interest.
Albert will help you save automatically by analyzing your income and spendings throughout the week. You can also get annual cash bonuses on your Albert Savings and withdraw anytime.
You can own your very own share of popular worldwide funds with a custom portfolio by Genius while also getting a step-by-step guidance form their teem if registered advisors.
Another keypoint with Genius portfolio is that you can eliminate the guesswork, minimize the costs and invest hands-free. Share a few details in the app and get a custom portfolio by Genius, tailored to your unique goals and needs.
- Guided investing, no experience needed
- Portfolios for every goal and time-frame
- Aggressive, moderate and conservative options
Albert works with Billshark, our bill negotiation partner. Their team of experts directly negotiates with service providers, locking in the best possible rates
They can e reduce bill costs from in-home services like internet, phone, cable and security. Whenever there’s a bill they can negotiate, Albert alerts you.
Albert sends real-time notifications, keeping you aware of spending trends, rising bills and extra opportunities to save.
Albert’s automatic budget provides an updated snapshot of your income and spending, whenever you need it. See your bills, income and remaining funds at a glance. Tap into each category to get the details. Your checkup score celebrates your achievements, while providing personalized suggestions for improvement.
Albert Genius Fees
The Albert app itself is free, but Albert Genius has a fee. However, the way it works is that you only have to pay what you think is fair. You can choose to pay $8/$4/$0/etc. per month for the financial advisor service, and you can cancel at any time.
If you opt to pay for your Albert Genius subscription annually, instead of monthly, you will get a $10 cash bonus.
Current Albert Genius Promotions
$150 New Member Bonus

$150 New Member Bonus
Sign up for Albert using a referral link and you can earn a $150 cash bonus! Make sure you once you sign up that you start a subscription with Albert Genius and remain subscribed for 90 days! Then you will receive your bonus in your Albert Savings account. Additional requirements are as follows:
- You must be a new Albert member
- You must sign up with a referral link
- You must set up direct deposit with Albert Cash
- You must receive a qualifying direct deposit of $200 or more into Albert Cash within 30 days of opening an Albert account
- You must spend $100 or more on goods or services with your Cash card
Unfortunately we don’t have a referral link for you to sign up with, if you happen to have one please leave it in the comments section below for people to use!
(Visit the link above to learn more about Albert)
$150 For Each Referral

$150 For Each Referral
Once you have an account with Albert, you can start referring your friends and family to earn a $150 cash bonus on your Albert Savings account. Not only that each of your referrals will also get a $150 cash bonus just for signing up and staying subscribed.
- What you’ll get: $150 For Each Referral
- Where it’s available: Albert referral program
- How to earn it:
- Open the Albert app and tap Profile in the top right corner.
- From there you can send your invites to friends and family.
- To earn the $150 bonus, each of your referral must:
- Be a new Albert user, use your unique referral link to sign up, be subscribed to Genius for at least 90 days, have one unique sign-up per person, per phone, per bank account.
- Offer terms: The intention of the Referral Program is to generate new Albert users who have created an Albert Genius account in good faith to use the products and services provided by Albert Genius. See full terms here.
Bottom Line
With Albert, you can link your accounts and track your net worth, your accounts balances, and more! This financial savings app is a good option for people who have financial questions and prefer a having personalized answers from a financial planner over text.
You can also checkout other financial management apps we’ve written like Emma App. While you’re here on HMB, you can check out the best savings account and bank promotions you can take advantage of!

$150 for both of us if you join Albert and complete two requirements: receive a direct deposit of $200+ every 30 days for 90 consecutive days; Spend $100+ on the debit card every 30 days for 90 consecutive days.
https://app.albrt.co/EFwqGjRLCpb
$150 for both of us if you join Albert and complete two requirements: receive a direct deposit of $200+ every 30 days for 90 consecutive days; Spend $100+ on the debit card every 30 days for 90 consecutive days.
https://app.albrt.co/CF0FjpJFBmb
Similar to Cash App, Albert has many lucrative cash back offers every week you will find useful, such as 20% off Walmart, 20% off Wholefoods, 10% off Starbucks, 10% off Target, 15% off McDonald’s, etc.
We’ll both get $100 when you join Albert! I have personally used it for a few months now and love it. It constantly has cash back promotions and it is generous.
Just set up direct deposit within 30 days of account signup,
and use your debit card to purchase $100 or more goods or services, then $100 welcome bonus will be deposited into your account. Thank you.
Use my referral link: https://app.albrt.co/zo96Fcte9lb
Get $75 when you sign up with my link and connect a qualifying direct deposit of $200 or more
https://app.albrt.co/FGBWL6d8Rib