The Amtrak Guest Rewards Preferred Mastercard is offering 40,000 bonus points after making at least $2,000 in purchases within the first 3 billing cycles of account opening.
Amtrak Guest Rewards Preferred Mastercard
Above all, the card also offers 3x points on Amtrak travel, including onboard purchases, 2x points on dining, travel, transit and rideshare, and 1x points on all other purchases. If you are interested in this card, read more about it below.
Update 11/12/25: There is now an increased offer of 40,000 bonus points valid through 12/16/25!
Amtrak Guest Rewards Preferred Mastercard Summary
| Bonus Available | Get 40,000 bonus points after making at least $2,000 in purchases within the first 3 billing cycles of account opening. |
| Ongoing Benefits/Rewards |
Earn 3x points on Amtrak travel, including onboard purchases Earn 2x points on dining, travel, transit and rideshare Earn 1x points on all other purchases 20% rebate on onboard food and beverage purchases in the form of a statement credit |
| Foreign Transaction Fees? | None |
| Annual Fee | $99 |
(Visit the link above to learn more about the card)
Editor’s Note: Here’s an alternative link to the offer.
| Ink Business Preferred® Card 90K Points after $8,000 spend within first 3 months | Ink Business Unlimited® Credit Card $900 Bonus after $6,000 spend within 3 months |
| Capital One Venture X Business 400K Miles after $180,000 spend within 6 months | Ink Business Cash® Credit Card Up to $900 Bonus: Earn $900 after you spend $6,000 on purchases in the first 3 months |
| Chase Sapphire Preferred® Card 75K Points after $5,000 spend within 3 months. | Chase Freedom FlexSM $200 Bonus after $500 spend within 3 months |
| The Platinum Card® from American Express 80K Points after $8,000 spend within 6 months. Terms Apply. | Capital One Venture X Credit Card 100K Points after $10,000 spend within 6 months. |
| American Express® Gold Card 60K Points after $6,000 spend within 6 months. | Chase Freedom Unlimited® Card $200 Bonus after $500 spend within 3 months |
| Chase Sapphire Reserve® Card 125K Pointsafter $6,000 spend within 3 months. | Capital One Quicksilver Cash Rewards Card $200 Bonus after $500 spend within 3 months |
Amtrak Guest Rewards Preferred Mastercard Bonus
Earn 40,000 bonus points after making at least $2,000 in purchases within the first 3 billing cycles of account opening.
Amtrak Guest Rewards Preferred Mastercard Features
- Round-Trip companion coupon upon account opening and card anniversary
- One-Class upgrade upon account opening and card anniversary
- Station lounge pass upon account opening and card anniversary
- Earn tier status faster: Earn 1,000 TQPs (Tier Qualifying Points) each time you make $5,000 in qualifying purchases
- Points don’t expire as long as your card account remains open
- 5% point rebate? when you redeem your points for Amtrak travel
- No foreign transaction fees on purchases made with your card outside the United States
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Bottom Line
For people who travel via Amtrak often, the Amtrak Guest Rewards Preferred Mastercard might be perfect for you. There are a ton of perks and benefits that you do not want to miss out on.
Make sure to also visit HMB to explore more credit card bonuses or Amtrak Promotions.
The editorial content on this page is not provided by any of the companies mentioned, and has not been reviewed, approved or otherwise endorsed by any of these entities. Opinions expressed here are author’s alone.
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