Find the latest Banner Bank promotions, bonuses, and offers here.
Update 1/27/26:
- The checking offer has been improved to up to $1000 bonus (from $600) valid through 3/31/26.
- The business checking offer has been improved to up to $1000 bonus (from $600) valid through 3/31/26.
About Banner Bank Promotions
Banner Bank is a dynamic full-service financial institution, operating safely and profitably within a framework of shared integrity. Working as a team, we will deliver superior products and services to our valued clients. We will emphasize strong client relationships and a high level of community involvement.
We will review the current Banner Bank promotions below.
Banner Bank $1000 Checking & Savings Bonus
- What you’ll get: Up to $1000 bonus
- Account Type: Checking Account & Savings
- Availability: CA, ID, OR, WA (Branch Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, sensitive
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: 1
(Expires 03/31/2026)
Editor’s Note: Here’s an alternative link to the offer.
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| Bank of America ($500 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Receive a $250 or $500 bonus for each new personal account—or up to $1,000 when you open checking and savings accounts. To get your bonus, select and fund your account(s), then meet all deposit requirements. Open online or at a branch with code 2026DP.
- To receive the $250 personal checking bonus:
- Open any new Banner Bank personal checking account AND
- complete at least $2,500 of direct deposits into that account within 60 days AND
- maintain a minimum balance of $2,500 for 90 days.
- To receive the $500 personal checking bonus:
- Open any new Banner Bank personal checking account AND
- complete at least $5,000 of direct deposits into that account within 60 days AND
- maintain a minimum balance of $5,000 for 90 days.
- To receive the $250 personal savings bonus:
- Open any new Banner Bank personal savings or money market account AND
- deposit a minimum of $5,000 of new money (not held at Banner Bank) into that account within 60 days AND
- maintain a minimum balance of $5,000 for 90 days.
- To receive the $500 personal High Yield Relationship Savings bonus:
- Open a new Banner Bank personal High Yield Relationship Savings account AND
- deposit a minimum of $25,000 of new money (not held at Banner Bank) into that account within 60 days AND
- maintain a minimum balance of $25,000 for 90 days.
- After you have met the above requirements, we’ll deposit the bonus into your new account within 30 days.
- To receive the personal checking or savings offers, you must open your account(s) online at bannerbank.com or at a Banner Bank branch and use the promotional code at account opening that was provided to you by Banner Bank. Offer is not available to those whose accounts have been closed within the last 2 years. You may receive only one new account opening-related bonus every 2 years on a personal checking account and one new account opening-related bonus every 2 years on a personal savings or money market account. To qualify for the personal checking offer, you must not already have a personal checking account with Banner Bank. To qualify for the personal savings offer, you must not already have a personal savings or money market account with Banner Bank. Offer is subject to change without notice and may not be combined with any other offer. Must meet standard account opening requirements. Offer available to residents of OR, WA, CA and ID only.
- To receive the $250 personal checking bonus: Open any new Banner Bank personal checking account AND complete at least $2,500 of direct deposits into that account within 60 days AND maintain a minimum balance of $2,500 for 90 days.
- To receive the $500 personal checking bonus: Open any new Banner Bank personal checking account AND complete at least $5,000 of direct deposits into that account within 60 days AND maintain a minimum balance of $5,000 for 90 days.
- To receive the $250 personal savings bonus: Open any new Banner Bank personal savings or money market account AND deposit a minimum of $5,000 of new money (not held at Banner Bank) into that account within 60 days AND maintain a minimum balance of $5,000 for 90 days.
- To receive the $500 personal High Yield Relationship Savings bonus: Open a new Banner Bank personal High Yield Relationship Savings account AND deposit a minimum of $25,000 of new money (not held at Banner Bank) into that account within 60 days AND maintain a minimum balance of $25,000 for 90 days.
- Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. Person to Person payments or mobile check deposits are not considered a direct deposit. Micro-deposits do not qualify as a direct deposit for the bonus. Micro-deposits are small deposits, typically less than $1, that are sent to your account to verify it is the correct account. Deposits are subject to verification and not available for immediate withdrawal.
- After you have met the above requirements, we’ll deposit the bonus into your new account within 30 days. Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable. Account must be in an open status and in good standing at the time of payout.
- Minimum opening balance of $25 for Banner’s Digital Account; $50 for Connected Checking, Rewards Checking and Banner’s Best Checking.
- Minimum opening balance of $25 for Connected Savings; $100 for Money Market Savings and Banner’s Best Savings; $25,000 for High Yield Relationship Savings.
- Fees: Service fees may apply based on the account(s) you select. For a schedule of fees and deposit account agreements, please visit our Terms and Tips page.
- IRS Form 1099-INT or 1042-S: Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts. Offer expires 3/31/2026.
Banner Bank $1,000 Business Checking & Savings Bonus
- What you’ll get: Up to $1000 bonus
- Account Type: Business Checking Account & Savings
- Availability: CA, ID, OR, WA (Branch Locator)
- Direct Deposit Requirement: No
- Credit Inquiry: Soft Pull
- ChexSystems: Yes, sensitive
- Credit Card Funding: Unknown
- Monthly Fees: None
- Early Account Termination Fee: None
- Household Limit: None
(Expires 03/31/2026)
| U.S. Bank Business Checking ($400 or $1200 Bonus) | Chase Business Checking ($300 or $500 Bonus) |
| Axos Business Premium Savings ($600 Bonus) | Axos Bank Basic Business Checking ($200 Bonus) |
| Huntington Unlimited Business Checking ($400 Bonus) | Huntington Unlimited Plus Business Checking ($1,000 Bonus) |
| Bank of America Business Checking ($400 or $750 bonus offer) | |
How To Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Receive a $250 or $500 bonus for each new business account—or $1,000 when you open checking and savings accounts. To get your bonus, select and fund your account(s), then meet all deposit requirements. Open at a branch with code 2026DP.
- To receive the $250 checking bonus:
- Open any new Banner Bank business checking account AND
- deposit a minimum of $5,000 into that account within 60 days AND
- maintain a minimum balance of $5,000 for 90 days.
- To receive the $500 checking bonus:
- Open any new Banner Bank business checking account AND
- deposit a minimum of $10,000 into that account within 60 days AND
- maintain a minimum balance of $10,000 for 90 days.
- To receive the $250 savings bonus:
- Open any new Banner Bank business savings or money market account AND
- deposit a minimum of $5,000 of new money (not held at Banner Bank) into that account within 60 days AND
- maintain a minimum balance of $5,000 for 90 days.
- To receive the $500 High Yield Relationship Savings bonus:
- Open a new Banner Bank business High Yield Relationship Savings account AND
- deposit a minimum of $25,000 of new money (not held at Banner Bank) into that account within 60 days AND
- maintain a minimum balance of $25,000 for 90 days.
- After you have met the above requirements, we’ll deposit the bonus into your new account within 30 days.
- To receive the business checking or savings offers, you must open your account(s) at a Banner Bank branch and use the promotional code 2026DP at account opening. Offer is not available to those whose accounts have been closed within the last 2 years. You may receive only one new account opening-related bonus every 2 years per business entity with a unique tax ID on a business checking account and one new account opening-related bonus every 2 years on a business savings or money market account.
- To qualify for the business checking offer, you must not already have a business checking account. To qualify for the business savings or money market account, you must not already have a business savings or money market account. Offer not available for local, state or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign accounts, or whose accounts have been closed within 90 days or closed with a negative balance within the last 3 years. Offer is subject to change without notice and may not be combined with any other offer. Must meet standard account opening requirements. Offer available to residents of OR, WA, CA and ID only.
- To receive the $250 checking bonus: Open any new Banner Bank business checking account AND deposit a minimum of $5,000 into that account within 60 days AND maintain a minimum balance of $5,000 for 90 days.
- To receive the $500 checking bonus: Open any new Banner Bank business checking account AND deposit a minimum of $10,000 into that account within 60 days AND maintain a minimum balance of $10,000 for 90 days.
- To receive the $250 savings bonus: Open any new Banner Bank business savings or money market account AND deposit a minimum of $5,000 of new money (not held at Banner Bank) into that account within 60 days AND maintain a minimum balance of $5,000 for 90 days.
- To receive the $500 High Yield Relationship Savings bonus: Open a new Banner Bank business High Yield Relationship Savings account AND deposit a minimum of $25,000 of new money (not held at Banner Bank) into that account within 60 days AND maintain a minimum balance of $25,000 for 90 days.
- After you have met the above requirements, we’ll deposit the bonus into your new account within 30 days. Banner Bank will monitor the balances maintained in your new account(s) during the qualification period to determine bonus amount paid, if applicable. Account must be in an open status and in good standing at the time of payout.
- Deposits are subject to verification and not available for immediate withdrawal. Deposit limits and other restrictions apply.
- Fees: Service fees may apply based on the account(s) you select. For a schedule of fees and deposit account agreements, please visit our Terms and Tips page.
- IRS Form 1099-INT or 1042-S: Bonus is considered interest and will be reported on IRS Form 1099-INT (or Form 1042-S, if applicable). Please consult your tax advisers concerning the reporting to Internal Revenue Service of bonus payments as interest on accounts. Offer expires 3/31/2026.
How To Waive Monthly Fees
- Connected Checking: $4 monthly fee, waived if maintained minimum daily balance of $500 or $500 or more in direct deposits per monthly statement or account holder is aged 24 or younger
- Rewards Checking: $6 monthly fee
- Banner’s Best Checking: $12 monthly fee, waived if maintained minimum daily balance of $5,000 or Average daily balance of $10,000 or Average daily combined checking/savings relationship deposit balance of $25,000
- Connected Savings: $3 monthly fee, waived if $100 minimum daily balance, or primary account owner is under 25 years of age, or set up automatic monthly transfer of at least $25 from your Banner Bank checking account
- Money Market Savings: $10 monthly fee, waived if maintained $1,000 minimum daily balance
- Banner’s Best Savings: $10 monthly fee, waived if maintained $5,000 minimum daily balance
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Bottom Line
Banner Bank is a great bank option for new sign-up promotions when becomes available. They offer a variety of different ways to waive all their accounts, to help you save your money.
If you don’t have a location near you, you can check out some other great bank bonuses, CD rates and bank rates here.
*Check back on this page for updated Banner Bank promotions, bonuses, and offers.
*** They use the Chex System and it is very sensitive. I was declined for this reason alone! Please update. *****
Where do you get an offer code?
FYI this offer is no longer available. I tried it, filled out the application and put the promo code from the top right of the pdf image. I was sent an email saying they no longer have that offer available and wanted to know if I would like to still proceed with opening the account. I asked if there was anything else similar right now because that was a major incentive as to choosing their bank to open a checking account. Bank rep said no, nothing else at this current time. So of course I didn’t finish opening the account.