BMO Harris Routing Number – Wire Transfer, Direct Deposit

BMO Harris has more than 600 branches throughout the United States and as many as 43,000 fee-free ATMs available. They offer a wide variety of accounts for you to choose from, like checking options and their money market account offers one of the highest yields available.

In order to be able to transfer money from one account to another, a routing number is needed to settle the transaction. If you’re not sure on what your BMO Harris routing number is or where to find yours, continue reading below to see what it is and where you can find it

BMO Harris Routing Number

What is a Routing Number?

A routing number directs funds to the proper bank during a transaction, it’s a way to identify check-processing endpoints. You should be able to see your nine-digit routing number on the lower-left corner of your checks.

Can banks have multiple routing numbers?

Yes, certain banks can have multiple routing numbers for geographic reasons. For example, banks like Wells Fargo and Citibank have different routing numbers for different states and for functionality.

But for BMO Harris, you’ll only be using one routing number for a wire transfer or setting up online payments, or another activity that requires a routing number.

How to find a Routing Number on a check?

The routing number will be printed along with the account and check numbers. You can find it at the bottom-left corner of the check. You’ll also find other set of numbers along with your routing number, like your personal account number and the check number.

What is the Routing Number for International Transfers?

If you are needing to receive a transfer from overseas, you’ll need to provide the sender with a SWIFT (Society for Worldwide Interbank Financial Telecommunication) code. SWIFT codes are routing numbers for international transactions between banks. They have eight to eleven digits with letters and numbers, unlike the routing number.

For example, if you work overseas and want to send money from your international account to a US, you’ll need a SWIFT code. Just call your bank or visit its website to find the SWIFT code for an international wire transfer.

BMO Harris doesn’t list a SWIFT code on its website, though multiple third-party sites list it as HATRUS44. If you send a wire transfer by phone, you’ll need to complete a Wire Transfer Services Agreement.

Bottom Line

Routing numbers are nine-digit codes that enables banks to identify the location of your bank account. It’s important to know what your BMO Harris routing number is for certain transactions.

You can check out the latest BMO Harris Bank Promotions here! Furthermore, if you’re interested on banking with BMO Harris, read our BMO Harris bank review and see if their services if what you’re looking for.

If this is not your bank or are banking with another institution, you can check out our bank guide master list to help you with your banking questions or browse through our archives.

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