While Citi is an advertising partner of HustlerMoneyBlog, the opinions and beliefs in this article are those of the author alone, who makes every effort to ensure the accuracy of the information.
*Expired* For small business owners, CitiBusiness ThankYou Card offers a rewards program and credit line especially for those who are starting out their small business with some early incentives. CitiBusiness ThankYou® Card starts out with 15,000 bonus ThankYou® points after you make $3,000 in purchases within 3 months of cardmembership. This allow small businesses and sole proprietors a way to earn bonus ThankYou points on many of their purchases. The card offers auto rental insurance, travel accident insurance, extended warranties and purchase protection to keep you safe from unexpected business misfortunes. The CitiBusiness card also comes with a 0% introductory APR for the first 6 months. Best of all, pay no annual fee with your CitiBusiness ThankYou Card.
Table of Contents
Business Cards Available to All
You may not know this, but if you ever sell something on eBay or Craiglist, even had a garage sale, your business is called sole proprietorship which then allowed you to apply for a business card using your legal name as your business id and social security number as your tax id. This is the easiest business entity and completely legal recognized by the IRS.
Incentives & Points Redemption
Right now, Citi is offering 15,000 bonus ThankYou points after you spend $3,000 in the first 3 months—that’s enough for a $150 gift card. Purchases with the CitiBusiness will earn you rewards in the form of ThankYou Points, which are redeemable for gift cards, travel, electronics, media and cash. With their excellent rewards program, the card offers a minimum of 1 ThankYou Point on every purchase, and additional ThankYou Points on other purchases. You’ll earn 3 ThankYou Points for every dollar spent on eligible purchases in rotating business categories.
Once you have enough points, you can redeem them for various kinds of rewards such as business supplies, merchandise, statement credit, cash back, or travel rewards.
CitiBusiness Card Features
- Earn 15,000 bonus ThankYou® points after you make $3,000 in purchases within 3 months of cardmembership – redeemable for $150 in gift cards.
- 0% introductory APR on purchases for 6 months. After that, 13.24% variable*
- Earn 3 ThankYou® points for every dollar you spend on eligible purchases in rotating business categories*
- Points do not expire and there is no cap to the ThankYou points you can earn.
- Redeem points for great rewards from business supplies and merchandise to gift cards, travel rewards or even cash rewards
- No Annual Fee*
With this CitiBusiness ThankYou® Card, there is a 15,000 bonus points($3,000 in spending) and 0% intro APR for 6 months on purchases. You’ll also get anniversary bonus of a percentage of what you’ve spent each year. Of course, there is the advantage of receiving 3 points on quarterly rotating categories, ranging from travel to the purchase of office supplies, and 1 point for every other dollar you spend. Overall, it is a decent business credit card if you want a card with a flexible rewards program. However, we have a whole list of the best business credit cards for you to choose from for even bigger bonuses.