Too many young adults apply for credit cards that are not suited for their needs, and they end up learning the hard way- hurting their credit and having interest rates skyrocket. Citi addresses this issue by offering
college students the Citi Forward Card, currently giving a $75 statement credit after you spend $150 on back-to-school purchases at apparel, book or electronics stores within the first 3 months of opening your account. This card rewards students by reducing APR and giving bonus points for responsible finance management, thereby encouraging them to pay their bill on time and in full and staying under credit limit. Some of the card’s perks include 100 bonus points per month for paying your bill on time; 2x points for purchases on books, movies, music, and restaurants; up to 2% APR reduction; and a 0% introductory APR for 7 months. By being a responsible consumer, you can reduce your costs with the Citi Forward Card!
- No Cosigner required
- APR reduction on purchases when using credit wisely
- 100 ThankYou Points each billing period that you pay on time and stay under your credit line
- Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.
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For college students who wish to build their credit, Citi Forward® Card can help you reach that goal if use your credit wise. Why not receive some benefits while being financially responsible? Apply for your card today!
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