Available to those in North Dakota and Grand Forks, Minnesota, Citizens Community Credit Union offers competitive rates of 0.10% to 1.60% APY on CD terms from 3-months to 60-months. Citizens Community Credit Union CDs has a minimum balance of $1,000 and no monthly fees. Grow your money faster with interest and get the best rate Citizens Community Credit Union can offer for your CD. You also get to enjoy from their Visa Travel Cards and Visa Gift Cards, by keeping your funds safe during a holiday or giving a gift to a close one. Compared to other Credit Unions or Banks, they offer CD terms as little as 3 months to as long as 60 months. What makes their CD rates so great is that, Citizens Community Credit Union can offer tons of CD terms to choose from that have competitive APY rates. With Citizens you get everything you expect and more!
Citizens Community Credit Union CD Info:
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- Account Type: Citizens Community Credit Union Account
- APY Rate: 0.10% to 1.60%
- Availability: Residents of eight northeast North Dakota communities and East Grand Forks, Minnesota
- Locations: ND, MN (locator)
- CD Length: 3 Months to 60 Months
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Minimum Balance Requirement: $1,000
- Additional Requirements: Must be a member of the Credit Union, to be eligible you must, individuals who live in the northeast North Dakota communities of Bisbee, Devils Lake, Fort Totten, Grand Forks, Lakota, Larimore, Northwood, and St. John, and East Grand Forks, Minnesota
- Auto-Renewal: None Listed
Citizens Community Credit Union CD Terms:
- 0.10% APY for a 3 Months CD
- 0.15% APY for a 6 Months CD
- 0.35% APY for a 12 Months CD
- 0.45% APY for a 18 Months CD
- 0.60% APY for a 24 Months CD
- 0.70% APY for a 30 Months CD
- 0.85% APY for a 36 Months CD
- 1.10% APY for a 48 Months CD
- 1.45% APY for a 60 Months CD
Special CD Rates:
- 0.25% APY for a 3 Months Elite Bonus CD
- 0.30% APY for a 6 Months Elite Bonus CD
- 0.50% APY for a 12 Months Elite Bonus CD
- 0.60% APY for a 18 Months Elite Bonus CD
- 0.75% APY for a 24 Months Elite Bonus CD
- 0.85% APY for a 30 Months Elite Bonus CD
- 1.00% APY for a 36 Months Elite Bonus CD
- 1.25% APY for a 48 Months Elite Bonus CD
- 1.60% APY for a 60 Months Elite Bonus CD
*The above rates are accurate as of 8/15/2017.
Why You Should Apply for This Account:
Peace of Mind: No hidden fees. No maintenance fees.
Competitive 12 Month CD Rate: With a current online CD of 1.60% APY.
Multitude of Services: Fraud Defender, a Mobile App, e-Statements, and much more!
Visa Travel Cards and Visa Gift Cards: Citizens Community Credit Union allows you the option of a convenient way to bring your funds when traveling all into a single Visa Travel Money or Visa Gift card you can take with you anywhere for any occasion.
FDIC Insured: Citizens Community Credit Union is insured by the Federal Deposit Insurance Corporation.
Bottom Line:
Citizens Community Credit Union’s online CD’s maximize your earnings. To join Citizens Community Credit Union and gain access to its great rates all you have to do is, have a minimum balance of $1,000 in order to get a rate of up to 1.60% APY with a 60 month Elite Bonus CD rate. They offer services such as Fraud Defender, a Mobile App, e-Statements, and much more! By joining Citizens Community Credit Union you get to enjoy from a simple to set up account, as well as being FDIC insured for up to $250,000. Knowing that they have a multitude of convenient services and CDs lets you know that this is the right bank for you. Doesn’t accommodate your needs? If you’re looking to invest with a different bank or credit union, you can find more of the Best CD Rates in the country from the HMB list!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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