Available to residents of New York, Dime Community Bank has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. They currently offer standard CD rates from 3-months to 84-months with 0.10% to 2.65% APY Rates.
By joining Dime Community Bank and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account. All you need is $500 to open the account. Right now, they are having a special promotion, their 2.45% APY 13-Month CD on balances of $500 or more! If you are interested, make sure to read on to learn more about Dime Community Bank’s wide array of CDs or visit any branch now and open your CD today!
| CIT BANK CD TERM | RATE | LINK |
| 12-Month Term | 0.30% APY | Apply Now |
| 13-Month Term | 0.35% APY | Apply Now |
| 18-Month Term | 0.30% APY | Apply Now |
| 4-Year Term | 0.50% APY | Apply Now |
| DISCOVER CD TERM | RATE | LINK |
| 12-Month Term | 0.50% APY | Apply Now |
| 24-Month Term | 0.50% APY | Apply Now |
| 36-Month Term | 0.55% APY | Apply Now |
| 48-Month Term | 0.55% APY | Apply Now |
| 84-Month Term | 0.60% APY | Apply Now |
Table of Contents
Dime Community Bank CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is the higher APY rate you make! Dime Community Bank’s Best CD Offer pays the highest APY rate with a 2.65% APY rate on their 84-Month term. And, their current promotion is the 2.45% APY 13-Month CD. Dime Community Bank wants to make you feel supported and helps gain control of your hard earned funds. If you’re interested in earning a higher rate than a traditional savings account than make sure to check out the CD rates below.
Promotional CD Rates
| Term | APY Rate | Minimum Deposit | How They Compare |
| 13-Month CD | 2.45% | $500 | Best 12-Month CD Rates |
Certificates of Deposits Rates
| Term | APY Rate | Minimum Deposit |
| 3-Month | 0.10% | $500 |
| 4-Month | 0.15% | $500 |
| 5-Month | 0.15% | $500 |
| 6-Month | 0.20% | $500 |
| 7-Month | 0.30% | $500 |
| 8-Month | 2.40% | $500 |
| 9-Month | 0.30% | $500 |
| 10-Month | 0.40% | $500 |
| 11-Month | 0.40% | $500 |
| 12-Month | 0.40% | $500 |
| 13-Month | 1.35% | $500 |
| 14-Month | 0.45% | $500 |
| 15-Month | 0.50% | $500 |
| 18-Month | 0.50% | $500 |
| 24-Month | 2.25% | $500 |
| 30-Month | 2.50% | $500 |
| 36-Month | 2.65% | $500 |
| 48-Month | 2.65% | $500 |
| 60-Month | 2.00% | $500 |
| 84-Month | 1.60% | $500 |
*Rates Effective As Of 02/11/2019
CD Features
- 24/7 access to your account online
- No monthly maintenance fee
- A low $500 minimum
- FDIC Insured up to $250,000
Bottom Line
Whether you are interested in a short term or long term CD, look no further than Dime Community Bank. Currently, they are offering you standard and special CD rates like their 2.45% APY 13-Month CD. All you need to do is to pick your CD term and watch your money grow.
Also, you can have peace of mind knowing that Dime Community Bank is insured up to $250,000 by the FDIC. So sign up for a CD with Dime Community Bank and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
 With the United ClubSM Infinite Card: You'll earn: • 4X miles per $1 spent on United purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges. • 2X miles per $1 spent on all other travel • 2X miles per $1 spent on dining at restaurants and eligible delivery services • 1X mile per $1 spent on all other purchases Plus, you'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Card. This card does carry an annual fee of $525 (waived first year). However, you can get up to $100 Global Entry or TSA PrecheckTM Fee Credit. In addition, you'll get a savings of up to $320 per roundtrip (terms apply) by getting your first and second checked bags for free! |
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