You can earn a $500 Checking Bonus when you open any personal Checking account with Elgin State Bank.

To qualify for the bonus, simply

Earn $300
- Open a new Total Access Checking account,
- Tell us you are aware of this Total Access Checking account bonus offer at account opening;
- Have at least monthly occurring direct deposits totaling $500.00 or more each month made to your new account for 2 consecutive calendar months after the calendar month your new account was opened (‘Qualification Period’).
- Enroll in online banking and activate e-statements within the Qualification Period. A direct deposit is defined as any payment made by a government agency, employer, or other third-party organization that is made via an electronic deposit. A direct deposit does not include teller/ATM/mobile or remote deposits, wire transfers, online banking/telephone transfers between accounts at WTFC, external transfers from other accounts at other financial institutions or ATM/debit card transfers and deposits. After you have completed all the above bonus qualifications, we will deposit the bonus payment into your new account within 30 calendar days after the Qualification Period.
Earn $200
- Open a new Statement Savings account;
- Tell us you are aware of this Statement Savings account bonus offer at account opening;
- Deposit $15,000.00 or more of new money, defined as money not held at any WTFC location; and
- Maintain a minimum balance of at least $15,000.00 on the last business day of each of the 3 consecutive calendar months following the calendar month your new account is opened

Table of Contents

Account Type: Total Access Checking Account
Availability: IL
Direct Deposit Requirement: Yes, $100
Hard/Soft Pull: Soft Pull
ChexSystem: Unknown
Credit Card Funding: Unknown
Monthly Fee: There are no monthly fees with this account.
Early account termination fee: None listed, check with CSR for more information.
Household limit: 1

(Offer Expires December 31, 2022)

These Total Access Checking and Statement Savings account bonus offers are valid for new accounts opened January 1, 2022 through December 31, 2022.
These Total Access Checking and/or Statement Savings account bonus offers are not available to existing or closed checking and/or savings account customers of Wintrust Financial Corporation (‘WTFC’) and its subsidiaries or its active employees.
Limit 1 bonus payment per customer, regardless of the number of accounts opened.
If you qualify for this Total Access Checking and/or Statement Savings account bonus offer, you are ineligible to receive the same bonus offer or any other interest rate offer in the same product from any other WTFC location.