Experian agreed to pay $22.45 million as part of a lawsuit settlement to resolve claims it incorrectly reported residential information as high risk.
Plaintiffs in the Experian class action lawsuit say the wrongfully reported Experian Fraud Shield Indicators caused them financial harm due to denied credit opportunities. One plaintiff says her mortgage modification was “derailed” when Experian reported her home address was a business building.
Experian Incorrect Residential Information Class Action Lawsuit
- Who’s Eligible:
- The settlement benefits two classes: the Policy Change Class and the Money Class.
- The Policy Change Class is made up of consumers for whom Experian sent a consumer report to a third party since Sept. 27, 2017, where the report contained an inaccurate Fraud Shield Indicator (numbers 10, 11, 16 or 17) indicating the consumer’s address was either high risk or non-residential.
- The Money Class includes consumers affected by Experian’s Fraud Shield Indicators who contacted Experian between July 1, 2018, and July 31, 2021, to inquire about or dispute a non-residential or high-risk address indicator.
- Estimated Amount:
- Money Class: $300 – $900
- Policy Change Class: No monetary award
- Proof of Purchase: N/A
- Claim Form Deadline:
- Money Class: 01/30/2023
- Policy Change Class: No claim form applicable
- Case Name & Number:
- Hill-Green, et al. v. Experian Information Solutions Inc., Case No. 3:19-CV-708, in the U.S. District Court for the Eastern District of Virginia
- How to file a claim:
- Head over to the Claim Form.
- Read over the claim form to see if you are eligible.
- Complete the claim form with your info.
- Submit your claim form to receive your potential award!
(Click here to file a claim)