Find an updated list of Firstlight Federal Credit Union promotions, bonuses and offers here.
Currently, they have a $300 bonus when you open a new account and meet all the requirements.
About Firstlight Federal Credit Union Promotions
Firstlight Federal Credit Union is headquartered in El Paso and is the 21st largest credit union in the state of Texas. It is also the 295th largest credit union in the nation. It was established in 1955 and as of June of 2023, it had grown to 348 employees and 108,257 members at 10 locations. Firstlight Federal Credit Union’s CD rates are 5X the national average, and it has an A health rating.
| Eligibility: Membership in Firstlight Federal Credit Union is open to those who live, work, or worship in El Paso County, Doña Ana County or the Fort Bliss community. See current membership details. |
I’ll review the Firstlight Federal Credit Union offers below.
Firstlight Federal Credit Union $100 Checking Bonus
Firstlight Federal Credit Union is offering a $100 bonus when you open a new qualifying savings & checking account.
- What you’ll get: $300 bonus
- Account Type: Savings & Checking Account
- Availability: NM, TX (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull
- ChexSystems: Unknown
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes, at least $500+ (see what works)
- Monthly Fee: $0-$20; see below
- Household Limit: None listed
- Closing Account Fee: None listed
(Expires 12/31/2023)
| BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
| Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
| KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
| First Tech Rewards Checking ($300 bonus) | |
How To Earn Bonus
- Open a Savings & Checking account
- Sign-up for Direct Deposit
- Active direct deposit for three (3) months with a minimum of $500 in direct deposit into share draft (checking account) per month is required for the $300.00.
- The $300.00 will be awarded after three consecutive months of direct deposit being received.
- Membership eligibility requirements apply.
- Promotion does not apply to existing open FirstLight Accounts. Share (Savings Account) and Share Draft (Checking Account) must be opened along with the setup of direct deposit by 12/31/2023.
- Active direct deposit for three (3) months with a minimum of $500 in direct deposit into share draft (checking account) per month is required for the $300.00.
- The $300.00 will be awarded after three consecutive months of direct deposit being received.
- FirstLight reserves the right to change and/or cancel promotion without prior notice.
- Consult a tax professional for tax consequences.
- Other restrictions may apply.
- Must be 18 years of age to qualify.
- Federally Insured by NCUA.
How To Avoid Monthly Fees
- Simply Checking: No Monthly Service Fee
- Simply More Checking: $5.00 monthly fee is applied when checking account falls below minimum balance of $2,500.
- Fresh Start Spend Account: Fresh Start Spend Account has a $20 monthly service fee until graduation requirements are met.
- Express Business Checking: $5 if minimum average daily balance of $100 is not met
- Advantage Business Checking: $10 if minimum average daily balance of $2,000 is not met
- Premier Business Checking: $15 if minimum average daily balance of $5,000 is not met
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Bottom Line
Firstlight Federal Credit Union offers great promotions for you to earn money over time. They also offer online and digital banking, so you’ll be able to access your money anywhere at anytime! You can have peace of mind knowing your money is insured by the NCUA.
While they have a generous bonus, Firstlight Federal Credit Union doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
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*Check back at this page for updated Firstlight Federal Credit Union promotions, bonuses and offers.
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