Here you can find the most recent Georgia’s Own Credit Union promotions, bonuses, and offers.
Currently, they are offering a $100-$200 bonus when you open a new checking account and follow the requirements.
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About Georgia’s Own Credit Union Promotions
Georgia’s Own Credit Union is a full-service, not-for-profit financial institution, owned by members rather than controlled by stockholders. You’ll find all the products and services you’d expect from a financial institution, but with better rates and fewer, lower fees. They believe when they invest in their members, it strengthens their communities, too. They have over 23 locations where you can take advantage of great bank bonuses, CD rates, and bank rates.
- Availability: GA (Bank Locator)
- Credit Inquiry: Hard Pull
- ChexSystem: Unknown
- Credit Card Funding: Unknown
| Eligibility: Must live or work in one of the following counties: Baker, Barrow, Bartow, Brooks, Calhoun, Carroll, Chatham, Cherokee, Clarke, Clay, Clayton, Cobb, Colquitt, Columbia, Coweta, Crisp, Dekalb, Dougherty, Douglas, Early, Effingham, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Lee, Lowndes, Meriwether. See here for a full list of membership requirements. |
We will review current Georgia’s Own Credit Union promotions below.
Georgia’s Own Credit Union $200 Checking Bonus
You can receive $200 when you open a new checking account and meet the requirements.
- What you’ll get: $200 bonus
- Account Type: Perks+ Checking Account, All Access Checking Account
- Availability: GA
(Expires July 31, 2022)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), and Aspiration Spend & Save Account ($150 bonus). |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Open a Perks+ Checking Account with online banking by July 31, 2022
- The member must establish monthly direct deposit(s) of at least $500 per statement cycle
- The member must register for online banking
- The member must complete six (6) debit card transactions within each of the two (2) statement cycles after account opening
- The account must be open and in good standing at the time the bonus is paid
- Offer only valid June 1, 2022 through July 31, 2022. Georgia’s Own will give you $200 when you open up a new Perks+ Checking account or $100 when you open up a new All Access Checking or i[check] account. The bonus will be paid within 90 days after account opening and is subject to the following requirements: the member must establish monthly direct deposit(s) of at least $500 per statement cycle; the member must register for online banking; the member must complete six (6) debit card transactions within each of the two (2) statement cycles after account opening; and the account must be open and in good standing at the time the bonus is paid. Membership is required. Accounts are subject to approval. Terms and conditions will apply. Perks+ Checking has a monthly fee of $5.95. Annual Percentage Yields (APY) are current as of June 1, 2022 and subject to change after account opening; fees can reduce earnings. All Access Checking and i[check]: all balances earn 0.01% APY. Perks+ Checking: balances less than $1,500.00 earn 0.01% APY; balances of $1,500.00-$2,499.99 earn 0.02% APY; and balances more than $2,500.00 earn 0.03% APY. Cannot be combined with any other offer. Georgia’s Own may change or discontinue this offer at any time before this date without notice. Offer does not apply to business, employee, second, or multiple checking accounts with Georgia’s Own. Offer not available to existing Georgia’s Own checking customers or those whose accounts have been closed within 90 days or closed with a negative balance within the last three (3) years.
(Expired) Georgia’s Own Credit Union $100 Referral Bonus
Earn a $100 bonus for each qualifying referrals!
Georgi’s Own Credit Union is offering a $100 bonus for each qualifying referrals and meet the eligible requirements.
- What you’ll get: $100 bonus
- Account Type: Perks+ Checking Account, All Access Checking Account
- Availability: GA
(Offer expires August 31, 2021)
| If you're looking for more advanced features for a checking account, you may want to compare this offer to the following: Citigold® Checking Account (Up to $1500 Cash Bonus), U.S. Bank Platinum Checking ($300 Bonus), Huntington 25 Checking ($300 Bonus), and BMO Harris PremierTM Account ($500 Bonus). |
How to Earn Bonus
HOW TO EARN BONUSFINE PRINT
- Use the form at the offer link to sign up for the referral program.
- For each person you refer who refinances a student loan, you will earn $100.
- The person you refer will also earn $100.
- Eligibility Requirements
- General eligibility requirements for Referring Members and Referred Friends:
- U.S. citizen or permanent resident
- Existing Credit Union member with an account in good standing including not having any outstanding delinquent loans with the Credit Union at the time the offer is funded
- At least the age of majority in the state of residence
- Is not ineligible to receive such incentives due to other legal reasons
- Current employees of the Credit Union and their parents, children, siblings, spouses or domestic partners are also not eligible for the incentive.
- Eligibility requirements for the Referring Member:
- May not be a co-borrower or cosigner on the new Private Education Financing opened by the Referred Friend
- Eligibility requirements for any Referred Friend:
- Is applying for and receives funding of new Private Education Financing
- Uses the referral link from the Referring Member
- Is a different person than the Referring Member. i.e Referring Member cannot refer themselves
- General eligibility requirements for Referring Members and Referred Friends:
- Offer Details:
- Incentive Amount will be deposited by the Credit Union into the Credit Union deposit accounts of the Referring Member and the Referred Friend within 120 days of the loan disbursement to college or funding to the servicer of an existing student loan for refinancing, provided the loan is not cancelled, refunded, or withdrawn during the Campaign Period.
- Referred Friends may earn a maximum of one Incentive on their first eligible Private Education Financing from the Credit Union regardless of the loan type (LOC, PEL, REFI)
- After the Referred Friend’s loan funds, Referred Friends may become a Referring Member and earn Referring Member Incentives
- Incentives will be capped at $5,000 for Referring Members and $100 for Referred Friends
- It is the responsibility of the Referring Member and/or Referred Friend to notify the Credit Union if the Incentive is not received as expected
- The Incentive(s) may be considered taxable income and may be reported on IRS Form 1099-MISC by the Credit Union. Please consult a tax professional for advice
- Participation in the program is not considered an employment relationship
- Payments are made directly to deposit accounts of the Referred Member and the Referred Friend at the Credit Union. If such account no longer exists at the time of the payment, the Incentive may be forfeit
- Lending and/or underwriting decisions will not be impacted in any way by participation in the program
(Expired) Georgia’s Own Credit Union $100 Checking Bonus
Earn a $100 bonus with a Georgia’s Own Credit Union Checking Account.
Take advantage of the online offer when you open a new Checking Account and earn a $100 bonus.
- What you’ll get: $100 bonus
- Account Type: Perks+ Checking Account, All Access Checking Account
- Availability: GA
(Expires August 31, 2020)
| You can compare this to several great entry level Checking accounts with bonus offers include the Citi Priority Account (Up to $1500 Cash Bonus), Chase Total Checking® ($200 bonus), Discover Cash Back Debit (up to $360 Bonus), U.S. Bank Checking ($300 bonus), and Aspiration Spend & Save Account ($150 bonus). |
How to Earn Bonus
EARN BONUSFINE PRINT
- Open a student checking account with online banking by August 31st
- Make 6 debit card transactions
- Make qualifying direct deposits totaling at least $100 per statement cycle to earn $100.
- Online offer only valid July 1, 2020 through August 31, 2020.
- Georgia’s Own will give you $100 when you open up new i[check] account.
- Offer does not apply to All Access, Perks+, Resolution, business, employee, second, or multiple checking accounts with Georgia’s Own.
- If you had a checking account with Georgia’s Own in the last 90 days, you are not eligible for this offer.
- Account must be open and in good standing at the time the bonus is paid. Accounts are subject to approval.
How To Waive Monthly Fees
- Perks+ Checking: $5.95 monthly fee
- All Access Checking: $2 monthly fee, waivable with enrollment in eStatements
- i[check] Youth Checking: None
- Primary Business Checking: $12 monthly fee, waivable by maintaining a minimum daily collected balance of $1,000 or more, an average monthly balance of $3,000, or a combined average monthly collected balance of $10,000 in Checking, Savings, Money Market, or CDs
- Preferred Business Checking: $20 monthly fee, waivable by maintaining a minimum daily collected balance of $2,500 or more, an average monthly balance of $5,000, or a combined average monthly collected balance of $20,000 in Checking, Savings, Money Market, or CDs
- Not-for-Profit Business Checking: $3 monthly fee, waivable by maintaining a minimum daily collected balance of $500 or more, an average monthly balance of $1,500, or a combined average monthly collected balance of $5,000 in Checking, Savings, Money Market, or CDs
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Bottom Line
Make sure you check out Georgia’s Own Credit Union to learn more about the current bonuses. Don’t forget, the bonus will be reported on IRS Form 1099-INT.
Additionally, feel free to comment below and let us know about how it went and if you could fund your account with a credit card or not. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Lastly, Check back on this page for updated Georgia’s Own Credit Union promotions, bonuses, and offers.
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