If you’re searching for a solid student checking account, be sure to consider KeyBank Student Checking! This bank can help students learn how to build strong financial habits early, while enjoying great benefits.

If you’re interested continue reading to learn more about what KeyBank can offer to you.

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You'll earn:
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Member FDIC

Click here to learn how to apply

Table of Contents

Requirements

Students between the ages of 16 to 24 years old.
Those under the age of 18 are required to have a parent or guardian sign on as co-owner of the account.
Must be enrolled in past-highschool education

Pros

No Monthly Fees: That can be the case if you do one of the following – make 5 transactions per month or deposit at least $200 monthly.
No Minimum Balance: After making an initial deposit of $50, you can stoop below that amount.
Online & Mobile Banking: Transfer between KeyBank accounts, pay bills or make mobile deposits any time of the day thanks to their online and mobile banking.
ATM Fee Reimbursement: If you ever have to withdraw from a non-KeyBank ATM, they’ll reimburse up to $6 monthly!
KeyBank Relationship Rewards: Become eligible for their rewards program when you have a student checking account. This program allows you to earn points for everyday purchases.
Financial Wellness Tool: Learn to form better financial habits, set goals, and celebrate successes with this nifty tool from KeyBank.

Fees

Monthly Maintenance: $5 Easy to waive (see above).
Non-KeyBank ATM: $2.50 Per transaction.
International ATM: $5 Per transaction, plus 1%.
Overdraft (NSF): Up to $39 Max 5 items per day.
Credit Card Overdraft Protection: $10 Per monthly billing cycle.
Extended Overdraft Protection: $28.50 For every 5 consecutive days.
KeyBank Relationship Awards: $40 Annual fee.
Paper Statement: 3 Per monthly billing cycle.
Early Closure: $25 If closed within 180 days of account opening.

Cons

Initial Deposit Requirement: The minimum opening deposit is $50, relatively higher than other student checking accounts.
Few ATM and Branch Locations: With only 1,200 branches and 1,600 ATMs, expect to do a lot of online banking.

Bottom Line

The KeyBank Student Checking account is your standard checking account with no features that really seem to stand out. They’ll reimburse up to $6 worth of ATM fees – standard in many checking accounts. Sign up for the KeyBank Student Checking account today if you’re interested!

If you found this post interesting, be sure to check out more on HMB! You can also check out our compiled list of the best student checking accounts available today!

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