Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
If you’re a loyal fan of United, consider signing up for the new United ClubSM Infinite card!
With this card, you can earn 4X miles per dollar spent on any United purchases and 2X miles per dollar spent on dining at restaurants and other travel purchases. Not only that, you earn one mile for every other purchase.
The annual fee makes up for the benefits you get when using this card! This includes free checked bags, room upgrades and special amenities, and more! Continue reading below to see if this card is the right one for you!
* The United Club Infinite Card is issued by Chase Bank. They also offer great sign-up bonuses for their Checking/Savings accounts. You can also compare this card with other credit card bonuses!
| PROMOTIONAL LINK | OFFER | REVIEW |
| Chase Business Checking | $300 Cash | Review |
| Chase Total Checking® | $200 Cash | Review |
| Chase SavingsSM | $150 Cash | Review |
| Chase Private Client | $2,000 Cash | Review |
Table of Contents
United Club Infinite Card Summary
 |
| Bonus Available | N/A |
| *Bonus Value | N/A |
| Travel Credit | No travel credit, but you get:
|
| Ongoing Rewards/Benefits | 4X miles per dollar spent United purchases
2X miles per dollar spent on dining at restaurants and all other travel purchases 1X mile per dollar spend on all other purchases 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United-operated flight when you pay with your Club Card |
| Foreign Transaction Fees | None |
| Airport Lounge Access | Enjoy access to United Club locations and participating Star Alliance™ affiliated lounges worldwide |
| Annual Fee | $0 intro annual fee, then $525 |
* Bonus value is an estimated value calculated by HustlerMoneyBlog and not the card issuer.
View the latest valuations here.
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
PROS
- High welcome bonus
- No foreign transaction fees
- Premier Access’ travel services
CONS
- Annual fee
- Good-Excellent credit needed to qualify
Editor’s Alternate Pick
 The Chase Sapphire Reserve® offers 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®. You'll earn 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants & 1 point per $1 spent on all other purchases. When redeeming your points for travel through Chase Ultimate Rewards, you'll get 50% more value. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $100 application fee credit for Global Entry or TSA Pre?®. |
United Club Infinite Card Offer
Here are some ideas on meeting the spending requirements:
| • Plastiq - Using Plastiq allows you to pay for your personal expenses such as rent, tuition, mortgage, auto lease etc. Although they charge a 2.5% processing fee for using your credit card, this will contribute to the card bonus that you will receive. There is also a referral program that allows you to earn "Free-Free Dollars" that goes towards processing fees as well. |
| • Funding Checking Accounts - When it comes to funding a checking account, opening your initial deposit with a credit card is the usual way to go about it. However, if you want to have more opportunities, you should open a checking account that offers a sign-up bonus. This allows you to work towards bonuses from not one but two different sources instead. Banks like Chase, Huntington Bank, TD Bank and BBVA offers credit card funding, and for your opening deposit, you can often fund anywhere from $50-$1000 with a credit card, depending on the bank. |
| • Gift Card Purchases With Using a Credit Card - Another way to acquire the bonus is using your credit card to purchase gift cards. Buying a a gift card or an individual merchant card typically do not require a purchase fee and are used towards leisure, so gift cards are ideal. However, gift cards such as a Visa or American Express do incur purchase fees because they can be spent anywhere, but gift cards that are specifically for a certain online shopping site such as Amazon or eBay don't. |
| As for a Citi Credit Card, you should call customer service and ask them to lower your Cash Advance limit to $0 before making any purchases because Citi tends to read gift card purchases as a Cash Advance. Ideally, you should do this with any card just to be safe. Lastly, there is such thing as a discounted gift card which can be purchased on Raise or eBay. If you use a credit card often for everyday purchases, it can build your credit score that will contribute towards paying for things such as bills and taxes. |
| |
Earning & Redeeming Miles
You can earn miles on purchases of products and services, minus returns or refunds, made with the United ClubSM Infinite credit card. If you buy products and services using the card, it will count as a purchase. Please note that balance transfers, cash advances and other cash-like transactions won’t earn miles.
You can earn 4X miles per $1 spent on purchases from United – this includes tickets, Economy Plus in-flight food, beverages and Wi-Fi, and other United charges. Not only that you can also earn 4 miles per dollar spent on United Events from Chase purchases!
You’ll earn 2X miles per $1 spent on dining at restaurants and on all other travel, including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services, and tolls.
Earn with every purchase. You will be able to earn one mile per dollar spent on all other purchases.
United Club Infinite Card Benefits
- Free Checked Bags – As a primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first and second standard checked bags free.
- Hertz Gold Plus Rewards President’s Circle –As the primary cardholder you are invited to enroll in the Hertz Gold Plus Rewards program’s exclusive President’s Circle tier and enjoy a 50% bonus on Hertz Gold Plus Rewards Points, upgrades, exclusive offers and more.
- Global Entry or TSA PreCheck Application Fee – You are entitled to either one $100 statement credit per account OR $85 statement credit per account, every four years in connection with the Global Entry or TSA Precheck program application fee.
- Room Upgrades and Special Amenities – The Luxury Hotel & Resort Collection (LHRC) program benefits and Guest Privileges are available exclusively on select Chase credit cards. To receive the Guest Privileges, reservations must be made through an LHRC Travel Specialist or on LHRCollection.com. Visit LHRCollection.
Travel & Purchase Protection
The benefits listed below are available when you use your card. Do note that restrictions, limitations and exclusions apply. Once you open your account, they will send you a full guide to the benefits and an explanation of each coverages.
- Trip Cancellation/ Interruption Insurance – If your trip is cancelled or cut short, you may reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid and non-refundable travel expenses; this includes passenger, fares, tours, and hotels.
- Baggage delay insurance – Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.
- Lost luggage reimbursement – If you or a family member’s checked or carry-on luggage is damaged or lost by the carrier, you’re covered up to $3,000 per passenger.
- Trip delay reimbursement – If your trip is delayed for more than 12 hours or requires an overnight stay, you and your family are covered for reimbursed expenses, such as meals lodging, etc.
- Auto rental collision damage waiver – Decline the rental company’s collision insurance and charge the entire rental cost to your card.
- Purchase protection – Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year
- Return protection – You can be reimbursed for eligible items that the store won’t take back within 90 days of purchase, up to $500 per item and $1,00 per year.
- Extended warranty protection – Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.
United Club Infinite Top Features
Get 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United-operated flight when you pay with your Club Card.
Get access to United Club locations and participating Star Alliance affiliated lounges world wide – up to a $650 value per year
- Free first and second checked bags – save up to $320 per round-trip
- 25% back on United inflight purchases
- Up to $100 Global Entry or TSA PreCheckTM fee credit
- Premier Access® travel services – Receive priority check-in, security screening (where available), boarding and baggage handling
Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets and more!
Make purchases abroad without worrying about foreign transaction fees with the United Club Infinite Card.
Bottom Line
Sign up for the United ClubSM Infinite card if you’re looking for a new travel card! It has a big welcome offer that comes with a lot of travel perks and benefits! You can earn up to 4X miles on eligible purchases as well as 25% back as a statement credit!
The only downside is the annual fee, so make sure to take note of that while you’re applying for this card! The United ClubSM Infinite card is ideal for those who frequently fly with United airlines.
For more credit cards, see our latest list of other Chase Bank Promotions or Chase’s latest credit card bonuses! If you’re not interested in Chase bank, you can also checkout other credit card bonuses here on HMB!
|
Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.
Hustlermoneyblog has partnered with CardRatings for our coverage of credit card products. Hustlermoneyblog and CardRatings may receive a commission from card issuers.
Who’s the Competition?
* Below are some of the top competitors to the United Club Infinite card to consider.
 The Chase Sapphire Preferred Card offers 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 toward travel when you redeem through Chase Ultimate Rewards®! You'll earn 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases. And when you redeem your points for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards, you'll get 25% more value! This card carries a $95 annual fee. |
 The Capital One® Venture® Rewards Credit Card offers 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3000 on purchases in the first 3 months. You're able to earn 2X miles on every purchase, every day. This card does come with a $95 annual fee. Enjoy no foreign transaction fees and receive up to $100 application fee credit for Global Entry or TSA Pre?®. |
 The Wells Fargo Propel American Express® Card offers 20,000 bonus points when you spend $1,000 in purchases in the first 3 months – a $200 cash redemption value. You'll earn 3X points for: • eating out and ordering in • gas stations, rideshares and transit • travel including flights, hotels, homestays and car rentals • on popular streaming services • 1X points on other purchases This card comes with no annual fee. |
 The The Platinum Card® from American Express offers 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months. This card comes with an annual fee of $550 (See Rates & Fees), but you cardholders can enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Furthermore, you'll receive $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline. Plus, up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card® & receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. In addition, you can earn 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel & on prepaid hotels booked on amextravel.com. |
 The American Express® Gold Card offers 35,000 Membership Rewards® points after you spend $4,000 on eligible purchases with your new Card within the first 3 months. You'll have the opportunity to earn 4X Membership Rewards® points when you dine at restaurants worldwide & at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X); 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com. This card has an annual fee of $250 with no foreign transaction fees (See Rates & Fees). Some benefits including earning up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations. This can be an annual savings of up to $120. In addition, a $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline. |
Leave a Reply