KeyBank has over 1,200 branches across 16 states. There is of a variety of checking and savings account options with differing perks such as lower loan rates, higher APY rates on savings options, and more! However, KeyBank does have higher monthly fees with more difficult monthly fee waivers. If the fees are a bit much, no worries as there is a free checking account option.
Whereas, Bank of America is one of the most well known banks in the U.S. with more than 5,000 locations and 16,000 ATMs nationwide. They offer many different accounts: checking, savings, CDs, IRA and investment accounts through Merrill Edge.
Continue reading below to see a side-by-side comparison between the two banks, so you can see which one offers the services you need the most
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|KeyBank||Bank of America|
|Locations||More than 1,200 branches across 16 states (Locator)||Over 5,000 locations (Locator)|
|ATMs||More than 1,500 ATMs||Over 1,800 ATMs|
|Pros||-HelloWallet financial tools
-Free checking option
-24/7 customer service
-Extended customer service hours
-Full service bank
-High account fees
|-No free checking option
– Low interest rate
-Many miscellaneous banking fees
|Bottom Line||KeyBank offers great tools to meet your financial goals with a variety of deposit accounts.||Bank of America operates nationwide offering many account options like checking, savings, and more!|
Which Bank is Better: KeyBank or Bank of America?
- KeyBank offers a variety of deposit account options. Their mobile app suits a great user experience.
- Bank of America has many account options and their user friendly interface and mobile app is noteworthy. They offer lower interest rates!
|Chase Business Complete BankingSM||$300 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|BBVA Free Checking & Savings||$250 Cash||Review|
|Huntington 25 Checking||$300 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
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|Axos Bank Basic Business Checking||$100 Cash||Review|
|Aspiration Spend & Save Account||$100 Cash||Review|
|Ally Invest||Up to $3,000 Cash||Review|
|BlockFi||Up To $250 BTC||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Cashback Debit Account||$360 Cash||Review|