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Earning 100k Avios
Don’t be discourage by the seemingly tiered spending requirements to earn the max 100k Avios. Although I admit that the spending limit is quite high, it’s doable for frequent travelers especially business owners. First the normal sign up bonus is what you’ll achieve first so you’ll be able to earn 50,000 Avios after you spend $3,000 on purchases within the first three months of account opening. We value BA (bonus Avios) points at 1.6 cents so that’s already a gain of $800. After you have met that spending requirement you can earn an additional 25,000 Avios after you spend $10,000 total on purchases within the first year of account opening. So valuing it in monetary value that is approximately a total of $1,200. Last and not least you can earn an additional 25,000 Avios with a spend of $20,000 total on purchases within the first year of account opening. In total you’ve earned up to $1,600 in bonuses within your first year of owning the card!
You’re spending requirements are on the higher side but this can be easily met for those that own a business or is in the business where traveling is quite frequent. Just make sure to use this card on all purchases with travel and if you’re traveling on British Airways you’ll earn 3X Avios for every dollar spent. For all other purchases you’ll earn 1X Avios for every dollar spent. So you’re never missing out on earning Avios with the British Airways Visa Signature® card. Also since you’re already aware that you’ll need to spend $20k to earn the max 100,000 bonus Avios you’re right at the edge of earning that Travel Together Ticket which requires you to spend at least $30k in purchases within a calendar year. Remember that the Travel Together Ticket is valid for 2 years!
British Airways Visa Signature Summary:
- 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening.
- Earn an additional 25,000 bonus Avios after you spend $10,000 total on purchases within your first year from account opening for a total of 75,000 bonus Avios.
- Earn a further 25,000 bonus Avios after you spend $20,000 total on purchases within your first year from account opening for a total of 100,000 bonus Avios.
- Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
- In addition to the bonus Avios, you will also get 3 Avios for every $1 spent on British Airways purchases and 1 Avios for every $1 spent on all other purchases.
- Pay no foreign transaction fees when you travel abroad.
- Chip Technology allows you to use your card for chip based purchases in Europe & beyond, while still giving you the ability to use your card as you do today at home.
|Spend||$3k within 3 months||$10k within first year||$20k within first year||$30k in calendar year|
|Earn||50,000 Avios||25,000 Avios||25,000 Avios||Travel Together Ticket|
Travel & Purchase Coverage Perks
Auto Rental Collision Damage Waiver – When you decline the rental company’s collision insurance and use your card to cover the entire rental cost you’ll be covered for theft and collision damage for most rental cards in the US and abroad.
Baggage Delay Insurance – With this card you’ll get reimbursed for essential purchases like toiletries and clothing for any baggage delays over 6 hours by passenger carrier up to $100/day for 3 days.
Purchase Protection – Did you buy something and it’s been damaged or stolen? No worries, you’ll get coverage on your new purchase (if you used this card for purchase) for 120 days against damages or theft up to $500 per claim and up to $50,000 per account.
Lost Luggage Reimbursement – You’re covered if you or your immediate family members’ checked or carry-on bags are lost or damaged by the carrier up to $3,000 per passenger.
Extended Warranty Protection – You also gain an extended warranty protection which prolongs the time period of the US manufacturer’s warranty by an additional year. This perk is valid only on eligible warranties of three years or less.
Companion Pass + Infant Awards
Have you heard of other travel credit cards that offer companion pass? For those that haven’t heard, companion passes are travel benefits that allow the primary cardholder to bring another person be it a significant other, family member, or business partner to travel with them for a heavily discounted price. British Airways Visa Signature® offers you a chance to get a companion pass, called Travel Together Ticket, which can be earned with spending at least $30,000 in purchases within one calendar year. Once you’ve received the companion pass you’ll be able to use the benefit for 2 years!
On top of that British Airways is one of the few airlines that will allow you to use your Avios points to book an infant award. This means that you’ll be able to use your Avios bonus points to pay for the normal charge you typically have to pay for having a child less than 2 years in your lap during your flight. This will save you a great amount since you’re only paying 10% of the Avios points used for an adult ticket. This can come in handy for international award tickets or premium-class travel. So not only your companion can benefit from this travel credit card, you’re little one can also benefit from the infant award redemption opportunity.
International Travel Win
British Airways Visa Signature® is one to consider for those who travel quite often. This extensive review shows you the benefits that comes with opening an account with them and on top of that how you could redeem the 100,000 Avios bonus points earned through sign up. The 100,000 Avios, which is approximately $1,600 in rewards, can be redeemed through multiple oneworld alliance partners internationally. If you aren’t planning on international travel you can redeem domestically through three airline partners. The annual fee of only $95 is completely shadowed by the immense benefits you earn with this card so that you’re gaining back your fee in an instant. If you do find yourself on more British Airways flights then be sure to consider this card since it will greatly benefit you with 3X Avios points per $1 spent. For more credit card bonuses be sure to browse our full list on HMB!