If you are interested in learning more about OceanFirst Bank promotions, bonuses and offers, be sure to keep reading.
Update 8/18/25: Currently, OceanFirst Bank is offering a $300 bonus when you open a new qualifying checking account good through 9/26/25.
About OceanFirst Bank Promotions
Established in 1902 and headquartered in Toms River, NJ, OceanFirst Bank has around 50 branches all in the state of New Jersey.
I’ll review the offers below.
OceanFirst Bank $300 Checking Bonus
- What you’ll get: $300 bonus
- Account Type: FreeStyle+ Checking
- Availability: NJ, NY, PA (Bank Locator)
- Direct Deposit Requirement: Yes (see what works)
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $100
- Monthly Fee: None
- Early Account Termination Fee: Bonus is forfeit if closed within one year
- Household Limit: None listed
(Expires 09/26/2025)
| BMO Smart Money Checking ($400 cash bonus*) | BMO Smart Advantage Checking ($400 cash bonus*) |
| KeyBank Key Smart Checking ($300 bonus) | Chase Total Checking® ($300 bonus) |
| Bank of America ($500 bonus offer) | SoFi Checking and Savings ($325 bonus) |
How To Earn Bonus
- Open a new FreeStyle+ Checking account
- New Personal FreeStyle+ Checking Account requires $25 to open and has no monthly minimum balance requirement.
- The account must be opened with funds not currently on deposit at OceanFirst Bank and at least two cycles of an electronic direct deposit of $500+ has posted to the account.
- Bonus will be paid on the first business day after your 90-day account opening anniversary.
- Promotion runs from 07/25/25 through 09/26/25.
- Offer subject to change at any time.
- Offer only available for new customers of the bank who open an interest-bearing FreeStyle+ Checking account.
- Bonus limited to one per customer & offer is not transferable.
- Promo code will be automatically applied online or offer must be presented in branch at time of account opening.
- New Personal FreeStyle+ Checking Account requires $25 to open and has no monthly minimum balance requirement.
- The annual percentage yield for FreeStyle+ Checking balances of $5,000+ is 0.05% and eligibility for the $300 bonus requires all the following conditions are met: the account must be opened with funds not currently on deposit at OceanFirst Bank and at least two cycles of an electronic direct deposit of $500+ has posted to the account.
- Bonus will be paid on the first business day after your 90-day account opening anniversary.
- All cash bonuses are taxable. All annual percentage yields (APYs) on interest bearing accounts subject to change.
- Fees may reduce earnings.
- For joint accounts, promo limited to one per account.
- Non-Interest-bearing FreeStyle Checking accounts excluded.
- Business accounts do not apply.
- Employees of OceanFirst Bank N.A. excluded from this special offer.
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Bottom Line
OceanFirst Bank offers a lot of simple and easy bonuses to earn you some extra cash in your pocket today. Just be sure that you are opening the accounts at the correct location to earn the full amount of the bonuses!
If you are not located near a branch, you can see all nationwide bank bonuses for more suitable offers.
While they have many generous bonus, OceanFirst Bank doesn’t have great rates for CDs and Savings. You may want to check out our full list of Bank Rates and CD Rates.
*Check back at this page for updated OceanFirst Bank promotions, bonuses and offers.
BE”H
Promotion ended Nov 2018
no new promotions
Please update asap
Thx
“Direct Link to Offer” doesn’t work? Is this offer still valid?
It does not state anywhere that a direct deposit is necessary to receive this promotion.
OCEANFIRST is far more headache than its worth. It was a battle to get the sign up bonus. It was a further battle to actually close the account. Even 15 days after the account was closed a service fee posted and caused daily overdraft fees.
Just tried opening an account and is only letting me deposit $100 with my credit card. I though it was $2,500?
Thanks. Are we sure Amazon GC purchase qualifies for promotion?
I checked with them and they said only transaction comes as “CREDIT” qualifies for promotion. Also they said buying Amazon GC does not qualify…
They put out a newsletter for the new promotion. Give them a call to confirm.
HOW DO YOU KNOW ONLY 30 – this says 25 within 45 days & then another 25 between 45-75?
Also, is there a minimum per transaction – 30 ezpass $1 a piece is easy to do 🙂
Limited to Middlesex, Monmouth, and Ocean counties in NJ…