PayPal Here is a mobile card processor that accepts all kinds of payments. To find out if PayPal Here could benefit you, continue reading the review below.
PayPal Here is known worldwide and is directly from PayPal. If you have a preexisting PayPal account, you can transfer funds between accounts.
|PROMOTIONAL LINK||LOAN DETAILS||REVIEW|
|Chase Merchant Services|
Best direct processor for all sizes.
2.6% discount rate and $0.10 per tap, dip or swiped transaction, and 3.5% discount rate and $0.10 per keyed transaction
2.90% and 25 cents per transaction
|Intuit Quickbooks Payments|
Best for QuickBooks users.
2.40% & 25 cents per transaction
2.90% + 25 cents per transaction
Best low-fee mobile card processor.
2.75% per transaction
2.9% + 30 cents per transaction
Table of Contents
PayPal Here Features
There are several options you can integrate into PayPal Here. There is an app along with POS systems that offers a plethora of benefits.
You can build an inventory of products and turn it into an item library. This will allow you to store photos, descriptions and other various important traits.
If you happen to use Paypal, you can create secondary accounts and assign user permission.
Quick Sales + Convenient Cashing Options
You can add the option of cash and check recording in order to manage your payments all in one place.
PayPal Here can also set your tax rate automatically based on your GPS location and you can adjust it if you need to.
To better improve customer retention, PayPal Here has a custom tip and discounts option you could implement as well.
Other options that PayPal Here offers are refunds, signature transactions, instant funding and invoicing.
PayPal Here has 4 different card readers. Down below are the ones you can choose from.
Mobile Card Reader: This card reader is available for $14.99 and works best for businesses with low volume transactions. It can be plugged into the headphone jack of your phone.
Chip & Swipe Reader: This is considered the most popular PayPal Here card reader and designed for mobile on-the-go. It’s an easier and more secure way to process magnetic stripe and chip cards via Bluetooth.
Chip & Tap Reader: This can be paired with a tablet or your phone and pretty much acts as a POS system. It can accept standard cards but also contactless payments like Apple Pay or Google pay.
Chip Card Reader: This the most expensive card reader PayPal Here has to offer. It also uses bluetooth connection to process payments.
Of course, you can always pair a PayPal chip reader with a POS partner. That will allow you to manage your inventory, sales and customer data.
|Vend||Easily manage and grow your business in the cloud using this retail POS with inventory management, eCommerce and customer loyalty features.|
|Lavu||This restaurant POS is also great for bars and nightclubs, quick-serve businesses and other hospitality industries with the abilities to manage the business and take orders.|
|Touchpoint.io||Great for any kind of chain – coffee houses, bars, nightclubs, quick-serves, drive-thru’s – this restaurant and retail POS is powerful enough to handle tens of thousands of orders every day.|
|BrightpearlPOS||This retail-focused POS provides a complete picture of your business, from inventory to real-time accounting.|
|TouchBistro||For full- and quick-service restaurants, this POS streamlines sales, improves service and informs key business decisions.|
|ERPLY||Centralize your daily operations into one real-time solution. This retail POS is web-based, so it’s accessible from anywhere.|
PayPal Here are quite transparent with their rates and fully disclose them on their site.
|Swiped Transaction (USA)||2.7%|
|Keyed-In Transaction (USA)||3.5% + $0.15|
|Invoice||2.9% + $0.30|
PayPal Here doesn’t charge any monthly nor annual fees neither do they charge PCI compliance, setup, or equipment fees, so they are pretty understanding.
However, there is a $20 chargeback fee.
Customer Support & Satisfaction
You can always reach PayPal Here by phone or email and PayPal will do its best to respond.
If you have concerns about your account, it’s best to call in for live support.
They also have a small FAQ section on their website for common questions you may have.
Contract & Closing
Since PayPal Here is a third party processor, there are no ETFs and they don’t charge a non activity fee.
They will also monitor your processing habits so you won’t become a high-risk merchant.
For those who already have a PayPal account and own a business or are thinking of starting one, consider PayPal Here that will give you leeway to a variety of different features and services.
The mobile app has a bunch of different options that allows you to manage account information, orders and general sales, and you can pair any PayPal chip reader with their POS partners.
If you tend to have larger transaction volumes, then consider Chase Merchant Services instead, a direct processor that provides more security.
For someone who’s new to the business world and don’t have that high of a transaction volume, then processors like Square can assist you in the journey.
If you are interested in finding out more information about card processors, then check out our Best Credit Card Processing Services to learn about all kinds of different card processors!
|Chase Business Complete BankingSM||$300 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|Huntington 25 Checking||$300 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|Axos Bank Basic Business Checking||$100 Cash||Review|
|Aspiration Spend & Save Account||$100 Cash||Review|
|Ally Invest||Up to $3,000 Cash||Review|
|BlockFi||Up To $250 BTC||Review|
|American Express High Yield Savings||0.40% APY||Review|
|Discover Cashback Debit Account||$360 Cash||Review|