RBMAX High Yield Savings Review: $1500 Bonus + 3.15% APY (Nationwide)

Available nationwide, RBMAX High Yield Savings Account is offering an outstanding 3.15% APY rate + up to $1500 bonus.

Update 1/15/26: You can currently earn up to $1500 bonus through 2/1/26!

• Start earning more with Raisin — including up to a $1,500 cash bonus. Open an account using code HEADSTART by February 1 and make a qualifying deposit. Valid for new customers only.
• Select a savings offer and sign up: Choose and fund at least one high-yield savings account or CD on the Raisin platform to get started. Be sure to enter bonus code HEADSTART during sign-up to be eligible for a cash bonus.
• Deposit funds: The more you save, the more you can earn. Make a qualifying deposit(s) within 14 days of opening your account to set your bonus tier.
  • Deposit $10,000 – $24,499, earns a $70 cash bonus
  • Deposit $25,000 – $49,999 earns a $175 cash bonus
  • Deposit $50,000 – $99,999 earns a $350 cash bonus
  • Deposit $100,000 – $199,999 earns a $750 cash bonus
  • Deposit $200,000 or more earns a $1,500 cash bonus
• Maintain your deposit(s): Maintain your deposit(s) for 90 days from your first deposit date to earn your bonus.

Terms:

• New customers only. Earn a cash bonus when you deposit and maintain funds with partner banks on the Raisin platform. Customers will receive $70 for depositing between $10,000 and $24,499, $175 for depositing between $25,000 and $49,999, $350 for depositing between $50,000 and $99,999, and $750 for depositing between $100,000 and $199,999, and $1,500 for depositing $200,000 or more. To qualify for the bonus, your first deposit must be initiated between January 15, 2026, and February 1, 2026, by 11:59 PM ET, and the promo HEADSTART must be entered at the time of sign-up. Only funds deposited within 14 days of the initial deposit date and maintained with partner banks on the Raisin platform for 90 days will be eligible for this bonus. Bonus cash will be credited directly to your Cash Account within 30 of meeting all qualifying terms. This offer is available to new customers only and may not be combined with any other bonus offers. Raisin may modify or end this offer at any time and may withhold or revoke bonuses in cases of fraud, abuse, or violation of these terms or Raisin’s Terms of Service.

About RBMAX High Yield Savings

RBMAX is Republic Bank’s national all-digital banking platform. As a division of a $6 billion institution consistently rated as one of the best performing community banks in the country, RBMAX provides account holders the peace of mind that comes with knowing their account is with a Member FDIC bank with the highest possible A+ rating from the Better Business Bureau.

RBMAX High Yield Savings Rate

• Direct Link to Offer
• Account Type: High Yield Savings Account
• Interest Rate: 3.15% APY
• Availability: Nationwide
• Minimum Balance: None
• Maximum Balance: None
• Credit inquiry: Soft Pull 
  
• Opening Deposit: $1 minimum
• Monthly Fees: None
  
• Early Termination Fee: None

(FDIC Insured)

RBMAX ACH Capabilities and Limits

How to Earn RBMAX Rate

1. Open a new account with a minimum opening deposit of $1.
2. Fill out your personal information – Provide your name, address, phone, email and social security number or Tax ID.
3. Fund the account/transfer funds – Transfer funds electronically from an internal account here or an external account at another bank.
4. Start earning interest from Day 1 of your first deposit with no limit on how much you can earn.

Why You Should Sign Up For This Account

• FDIC insured. No fees. $1 minimum deposit.
• 24/7 online access to funds.
• Combines the benefits of big banks with the commitment to enhance local communities.

Bottom Line

If you’re looking to open a savings account with a high, competitive interest rate, consider RBMAX and open an High Yield Savings Account to earn the high rate today!

Interested in Bank Bonuses? See our favorite banks including HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.

For more bank offers, see the complete list of Best Bank Rates!

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