Signature Federal Credit Union offers customers the chance to earn at a competitive rate of 1.25% APY on a 12-month CD. As long as you maintain a balance of $500 or higher, you can earn at this rate with no monthly maintenance fees! You can check to see if you’re eligible for membership in this credit union by visiting the Membership Eligibility page. To apply for an account online, you must be a U.S. Citizen or resident alien, have a U.S. address and be 18 years or older. You also must have a social security number and a U.S. Drivers license or state issued ID. Once you have everything together, you can open a CD account with a minimum of $500 and then enjoy monthly compounded interest.
Signature FCU Account Information:
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- Account Type: CD Account
- APY Rate: 1.25%
- Availability: Nationwide
- CD Length: 12 months
- Soft/Hard Pull: Unknown
- Minimum Balance Requirement: $500
- Additional Requirements: Must have a valid U.S. residence, a U.S. Social Security Number or a U.S. Tax Identification Number, and a U.S. Driver’s License, State Identification Number or Military ID.
- Early Withdrawal Fee: A penalty will be imposed if you make a withdrawal of principal prior to the maturity date.
- Auto-Renewal: Unknown
Why You Should Apply for This Account:
Competitive Interest Rates: At 1.25% APY, the 12-month CD account earns at the highest rate in the country for a short term CD. Furthermore, interest is compounded daily and credited monthly.
Choose Your Own Term Length: If you’re looking for a shorter or longer term CD, Signature FCU has 3- to 60- month terms so you can pick what suits you best.
Low Minimum Deposit: As long as you open your CD with at least $500, you will earn interest at the highest 12-month CD rate in the country.
NCUA Insured: You can feel confident in the bank knowing that your funds are insured up to the maximum amount of $250,000.
As long as you have a valid U.S. residence, a U.S. Social Security Number or a U.S. Tax Identification Number, and a U.S. Driver’s License, State Identification Number or Military ID, you can sign up for Signature Federal Credit Union’s online CD account. The bank offers a competitive rate of 1.25% APY for a 12-month CD, and the account has no maintenance fees! All you have to do is deposit at least $500 to get the account started. Sign up today and make the most out of your new high interest CD account. If you would rather compare rates from other banks, check out the HMB list of the Best CD Rates in the country!
The IHG® Rewards Traveler Credit Card offers 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening.
You'll earn up to 17X points total per $1 spent when you stay at an IHG hotel, 3X points per $1 spent on purchases at monthly bills, gas stations, and restaurants. 2X point per $1 spent on all other purchases.
This card has no annual fee or foreign transaction fees.