Available for residents of New York, Geddes Federal Savings and Loan Association has a wide array of products to meet your individual needs. Ranging from Checking, Savings, CDs, and loans. They currently offer standard CD rates from 4-months to 63-months with 0.20% to 3.00% APY Rates. By joining Geddes Federal Savings and Loan Association and opening a CD account, you get to enjoy earning a higher interest rate than a regular savings account. All you need is $500 to open the account. Right now, they are having a special 9-month CD term with up to 1.35% APY, 18-month CD term with up to 1.75% APY, and a 44-month CD term with up to 2.50% APY. If you are interested, make sure to read on to learn more about Geddes Federal Savings and Loan Association’s wide array of CDs or visit any branch now and open your CD today!
Geddes Federal Savings and Loan Association CDs:
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Geddes Federal Savings and Loan Association’s Best CD Offer pays the highest APY rate and their current promotion is the 9-month CD term with up to 1.35% APY, 18-month CD term with up to 1.75% APY, and a 44-month CD term with up to 2.50% APY. This will be added to our Best 6-9-Month CD Rates, Best 18-Month CD Rates and Best 48-Month CD Rates. Geddes Federal Savings and Loan Association wants to make you feel supported and helps gain control of your hard earned funds. If you’re interested in earning a higher rate than a traditional savings account than make sure to check out the CD rates below.
Special CD Rates:
| Term | APY Rate | Minimum Deposit |
| 9 Month | 1.35% | $500 |
| 18 Month | 1.75% | $500 |
| 44 Month | 2.50% | $500 |
Certificates of Deposits Rates:
| Term | APY Rate | Minimum Deposit |
| 4 Months | 0.20% | $500 |
| 6 Months | 0.30% | $500 |
| 12 Months | 0.50% | $500 |
| 13 Months | 0.55% | $500 |
| 20 Months | 0.60% | $500 |
| 24 Months | 0.60% | $500 |
| 25 Month | 0.70% | $500 |
| 26 Months | 0.80% | $500 |
| 30 Months | 0.80% | $500 |
| 36 Months | 0.90% | $500 |
| 42 Month | 1.50% | $500 |
| 48 Months | 1.60% | $500 |
| 60 Months | 2.00% | $500 |
CD Features:
- No hidden fees or maintenance fees
- Online banking for convenient transfers, deposits, and account management
- Competitive rates
- Federally insured by the FDIC
Bottom Line:
Whether you are interested in a short term or long term CD, look no further than Geddes Federal Savings and Loan Association. Currently, they are offering you standard and special CD rates that go up to 9-month CD term with up to 1.35% APY, 18-month CD term with up to 1.75% APY, and a 44-month CD term with up to 2.50% APY. All you need to do is to pick your CD term and watch your money grow. Also, you can have peace of mind knowing that Geddes Federal Savings and Loan Association is insured up to $250,000 by the FDIC. So sign up for a CD and the enjoy their high APY rates today. If you are not interested or eligible, than check out our full list of Best CD Rates here at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
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