Acacia Federal Savings Bank has a new checking account called Metro Checking which offers a competitive 1.00% APY. Only a $100 minimum deposit is required to start a Metro Checking account. Keep in mind that there are monthly requirements to qualify for the top rate, which are listed below. There are no debit card usage requirements though. Also, there is a maximum balance of $250K to retain the competitive 1.00% APY rate. Any account containing over $250K will be eligible for a 0.20% interest rate.
Metro Checking Account Features and Requirements:
- 1.00% APY for up to $250,000
- Monthly requirements include Direct Deposit OR 3 bill pay transactions as well as signing up for eStatements
- 0.20% interest rate for portion of balance over $250,000
- 0.20% interest rate if monthly requirements are not met
- No ATM usage fees
- No monthly debit card fee
- $15.00 monthly maintenance fee for balances under $1,000
Acacia Federal Savings Bank’s competitive rate of 1.00% APY is a great offer from a nationwide banking service with great features. Its Metro Checking account has a minimum deposit of only $100 to claim the 1.00% interest rate and maximum of $250K. It is well worth it to sign up because along with the interest you get from the savings account, you receive no ATM usage fees, no monthly debit card fee, and no monthly maintenance fee for maintaining a balance of $1000. There are even more features on top of that so sign up while this high rate still applies!
The Ink Business Preferred® Credit Card offers 100k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $1,250 toward travel when redeemed through Chase Ultimate Rewards®.
You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase Ultimate Rewards.
This card does come with a $95 annual fee but does not have any foreign transaction fees.