Find an updated list of CAP COM Federal Credit Union promotions, bonuses and offers here.
Currently, they have a $100 bonus for a new checking account.
About CAP COM Credit Union Promotions
CAP COM Federal Credit Union has been serving your banking needs since 1953. Their mission is to benefit every member, every time, every day. They are committed to delivering quality products the right way and on time. They have 11 locations in New York. If you aren’t a resident in the area, take a look at our list of bank bonuses that are found nationwide for more suitable offers.
- Availability: NY (Bank Locator)
- Routing Number: 221373273
- Customer Service: (800) 634-2340
Eligibility: Membership in Cap Com Federal Credit Union is open to those work, worship, attend school or live in Green Island, Watervliet, Troy, Schenectady, Rensselaer, Mechanicville, Cohoes and Albany. Employees of over 700 Capital Region Member companies and organization are also eligible; as are students at nearly 80 local schools through the School Banking Program. See current membership details. |
CDs and Savings Accounts are another great way to earn and save money. However, this credit union doesn’t offer the best rates. Click the links to see the full list of the best Bank Rates and CD Rates to get the best deal for you!
I’ll review the CAP COM Federal Credit Union Promotions below.
CAP COM Federal Credit Union $60 Student Rewards Bonus

Earn a $60 Student Rewards Bonus
Earn a $60 bonus when you sign up for a new Student Rewards Account, as part of the current CAP COM Federal Credit Union promotion.
- Account Type: Checking Account
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Opening Deposit: Unknown
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Household Limit: 1
- Closing Account Fee: Yes, if closed within 60 days
(Offer has no expiration date)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $60 Bonus
- Get $30 for final report card at the end of current school year (valid K-12)
- Three times every school year, students in grades K-12 can earn up to $10 during the Fall, Winter and Summer Reading Programs which includes
- Read books
- Draw pictures
- Write short reports
- Add to your savings
- Designed for children up to 14 years old
- Start saving for education early
- Save allowance money on a regular basis
- Stash birthday and holiday money
- Students are rewarded for Great Grades
- Earn money through our Reading Program
- No monthly service fees
- Open a Savings Account for your child to set them on a path to financial prosperity.
- Must show final report card of the current school year to earn the first $30
- Earn up to $30 during the Fall, Winter and Summer Reading Programs
CAP COM Federal Credit Union $100 Checking Bonus (Expired)

Get a $100 bonus with this offer from CAP COP Federal Credit Union
Earn a $100 bonus when you sign up for a new Checking Account, as part of the current CAP COM Federal Credit Union promotion.
- Account Type: Checking Account
- Credit Inquiry: Unknown
- ChexSystems: Unknown
- Opening Deposit: Unknown
- Credit Card Funding: Unknown
- Direct Deposit Requirement: Yes
- Monthly Fee: None
- Household Limit: 1
- Closing Account Fee: Yes, if closed within 60 days
(Offer has no expiration date)
You can compare this to several great entry level Checking accounts with offers include the BMO Harris Smart Money ($300 bonus), Bank of America ($100 bonus offer), U.S. Bank Smartly® Checking (Up to $400 bonus), Chase Total Checking® ($200 bonus), Fifth Third Bank Momentum® Checking ($225 bonus), SoFi Checking and Savings ($275 bonus), and Citi Priority Account (Up to $2000 Cash Bonus). |
How To Earn $100 Checking Bonus
- Call (518) 458-2195 and talk to Candace Stazio at ext. 5503
- Bring the coupon you received to any branch
- Open your Account online Use PROMO CODE: Choose “HOA” from the PROMO CODE drop-down list to receive the $100 bonus!
- You must set up direct deposits with your account
- Free checks for life, select styles
- Free Bill Pay
- Text Banking
- Free mobile app with mobile deposit
- Large network of free and reduced-fee ATMs
- No monthly service fees
- Available to new Checking Accounts only and must include direct deposit in order to qualify.
- CAP COM will deposit the $100 after 30 days and the $100 may be reclaimed if the account is closed within 60 days of opening.
- Offer subject to change or cancellation, cannot be combined with any other offer.
- IRS regulations may require that complimentary deposit(s) be reported as income.
Bottom Line
I would check with CSR to find out if this offer triggers a hard or soft pull before signing up. If you are looking to switch to this Credit Union here is the offer for you.
Feel free to comment below if you have experience with this credit union! We value your feedback and we will continue to keep you guys updated on all the deals nationwide.
*Check back at this page for updated CAP COP Federal Credit Union promotions, bonuses and offers.