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The Capital One® Spark® Cash for Business Card offers a high-rate flat cash back rewards system that is suited for business owners who are looking for a simple way to earn cash back.
It currently features a $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening. Plus, enjoy an unlimited 2% cash back. It does come with a $95 annual fee, waived for the first year.
Learn more about this card and its features here.
Capital One Spark Cash for Business Card
 The Capital One Spark Cash offers a one-time $750 cash bonus once you spend $7,500 on purchases within 3 months from account opening. You're able to earn an unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions. Free employee cards, which also earn unlimited 2% cash back on all purchases Rewards won't expire for the life of the account, and you can redeem your cash back for any amount This card does come with no foreign transaction fees and $0 annual fee for the first year; $95 after that. |
Why You Should Apply for This Card
Earn 2% Cash Back: Earn 2% cash back per $1 on every purchase, every day. No limitations or rotating categories to keep up with. Rewards won’t expire for the life of the account. In addition, there is no limit to the amount of cash back you can earn.
Redeem cash back as a statement credit or a check. You can set up automatic redemption either at a set time each calendar year or when a specific threshold has been reached. Other redemption options include statement credit and gift cards. Note that rates for each redemption options may vary and are subject to change without notice.
No Foreign Transaction Fee: Use this card when traveling abroad without paying a fee. Keep earning your rewards.
Travel and Purchase Perks: This card offers benefits that include auto rental collision damage waiver with primary coverage, travel and emergency assistance services, lost luggage reimbursement, purchase security, and extended warranty protection.
Employee Cards at No Additional Cost: Earn points when your employees use their card. Note that if you let employees use the account, they’ll be authorized users. That means, they’ll have equal charging privileges unless you established individual spending limits.
Various Discounts: When you make purchases with this card, you can receive discounts at retailers and special access to popular sporting events. Enjoy premiere golf benefits and more. Plus, enjoy saving up to 15% at various merchants with Visa SavingsEdge. And if you’re traveling, check out the Visa Signature Luxury Hotel Collection with exclusive benefits and bookings at over 900 hotels.
Quarterly and Annual Summaries: Receive quarterly and annual spending summaries. The summaries include a detailed, itemized, and categorized look at your spending during the covered period. Plus, get detailed reports of employee spending, if applicable.
Bottom Line
Easily earn cash back rewards with the Capital One® Spark® Cash for Business Card for your small business. Just use it on all your spending since you earn a flat cash back rate of 2% on every purchase. Be sure to grab the one-time cash bonus to earn extra rewards! Just meet the spending requirement and time period.
This card offers flexible redemption options, especially if you’re looking for pure cash back. If your business makes enough to cover the $95 annual fee (waived the first year), I highly recommend this card for its simplicity. If you’d rather not pay an annual fee or you’re looking for richer rewards, check out our other featured credit card bonus promotions.
Learn more about this card and its features here.