Are you searching the market for a credit card suitable for the fledgling consumerist? The Citi Dividend Platinum Select Visa for College Students(now offering $50 cash back bonus after $150 in purchases) is a cash rebate rewards credit card specifically designed for the college demographics who have no credit history. Unlike other Citibank cards, this card literally pays you for spending. For those who just want a forward cash back reward system, this is the card to get because it does not offer a point system. One of the distinctive feature provided to make the college student’s life easier is their virtual account number that allows safe online shopping as it protects the account and identity of the card holder. Let’s face it; college students spend a lot of time in front of the computer and are bound to do some online shopping- might as well do it without worrying that their information can be hacked and fraudulent charges made.
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Key Features:
- Earn $50 cash back after $150 in purchases within the first three months of account opening.
- No annual fee and no cosigner required.
- 0% Intro APR on Purchases for 7 months. After that 13.99%-21.99% variable based on your creditworthiness.
- Average 5% additional Cash Back at gas stations, supermarkets, drugstores, and utilities for 6mos. and 1% thereafter. Over 400 leading retailers through the Citi Bonus Cash Center.
- 2% Cash Back in popular rotating categories like restaurants, apparel, and more. 1% Cash Back on all other purchases.
- Free credit education tips and tools to help you control your spending.
- $0 Liability on Unauthorized Purchases.
For busy college students, keeping up with reward points on their credit card is probably the last thing on their mind. With a cash rebate-only credit card, getting cash back when swiping their card at supermarkets, drugstores, and gas stations couldn’t be more simple. All of the cash rewards earned will show up on the account at the end of the month. With plenty of exams and term papers to worry about, one less hassle is always appreciated. Apply for the Citi Dividend Platinum Select today!
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