Find an updated list of La Capitol Federal Credit Union promotions, bonuses, and offers here.
Bonuses currently range up to $500.
About La Capitol Federal Credit Union Promotions
La Capitol Federal Credit Union has been open since 1961, headquartered in Baton Rouge. It is the 6th largest credit union in the state of Louisiana. It is also the 574th largest credit union in the nation. However, if you are interested in different banking experience, you can see all nationwide bank bonuses for more suitable offers.
- Availability: LA (Bank Locator)
- Routing Number: 265473582
- Customer Service: 800-835-2227 or 225-342-9123
Additionally, while they have a generous referral bonus, La Capitol Federal Credit Union doesn’t have great rates for CDs and Savings. Furthermore, you may want to check out our full list of Bank Rates and CD Rates.
I’ll review the La Capitol Federal Credit Union Promotions below.
La Capitol Federal Credit Union Up to $500 Referral Bonus

Earn Up to $500 with La Capitol Federal Credit Union Referral Bonuses
La Capitol Federal Credit Union is offering up to a $500 bonus when you share your referral link with friends and family.
- Account Type: Personal Checking, Mortgage Loans, Visa Credit Card, Auto Loan
- Availability: LA (Bank Locator)
- Direct Deposit Requirement: Varies on offer
- Hard/Soft Pull: Unknown
- ChexSystem: Unknown
- Credit Card Funding: Unknown
- Monthly Fee: See Below
- Early account termination fee: Unknown
- Household limit: N/A
(Expiration date unknown)
BMO Smart Money Checking ($350 cash bonus) | BMO Smart Advantage Checking ($350 cash bonus) |
Bank of America ($300 bonus offer) | Chase Total Checking® ($300 bonus) |
KeyBank Key Smart Checking ($300 bonus) | SoFi Checking and Savings ($325 bonus) |
First Tech Rewards Checking ($300 bonus) | Truist Checking ($400 bonus) |
How To Earn The $500 Bonus
Register for a La Capitol account sand share your referral link with friends and families. There are multiple referral offers, your referral must complete the eligibility requirements before receiving the bonus.
Refer-A-Friend Checking Account Offer:
To earn a $50 Visa Reward Card, the Referred person must open a new La Capitol FCU personal checking account and complete the following requirements within 60 days of account opening:
• Complete one (1) direct deposit of at least $100, OR
• Complete ten (10) debit card transactions (excluding ATM transactions)
Refer-A-Friend Credit Card Offer:
To earn a $100 Visa Reward Card, the Referred person must open a new La Capitol FCU credit card account and complete the following requirements within 60 days of account opening:
• Complete five (5) credit card transactions
Refer-A-Friend Auto Loan Offer:
To earn a $100 Visa Reward Card, the Referred person must open a new La Capitol FCU auto loan with a minimum loan balance of $10,000 within 6 months of completing their referral registration.
Refer-A-Friend Mortgage Offer:
To earn a $250 Visa Reward Card, the Referred person must open a new La Capitol FCU mortgage within 6 months of completing their referral registration.
Simple Checking Account: No monthly fee if you meet these simple qualifications each month.
- Use eStatements
- Make 10 debit card swipes per month or have $1,000 average daily balance
Choice Checking Account: No monthly fee if you meet these simple qualifications each month.
- Use eStatements
- Make 15 debit card swipes per month or have $1,000 average daily balance
Simple Checking Account:
- No Cost Option
- eStatements
- Free Online Banking
Choice Checking Account:
- No Cost Option
- eStatements
- Free Online Banking
- ATM fee refunds of up to $25 each month
- Elite Saver Account
- Above Market Dividends
- The Referrer authorizes the sending of communications to each Referred Person. The email may not be recovered if the person has “opted out” of marketing material from La Capitol FCU or ReferLive. Each person who registers at ReferLive authorizes future communications including emails regarding the program unless they “opt out” by making an election at ReferLive or within such email. The Referred Person acknowledges that a Reward Card will be issued to the Referrer after all conditions have been met in the time frames provided.’
- Please allow 4-6 weeks after completion of all requirements for delivery of your Visa Reward Card. Reward Card may be reported as income to the IRS. The Reward Cards are subject to Terms and Conditions delivered with the card, including limitations on types of transactions for which they may be used.
- The person making the referral (Referrer) will earn a $50 Visa® Reward Card for each individual referred (Referred Person) to La Capitol Federal Credit Union that registers for the offer, opens a new account and completes the other offer requirements. To make a referral, the Referrer must register for the program and share the offer with their friends, family or co-workers. A Referrer may receive up to ten (10) Reward Cards ($500 value) within a calendar year, but only one Referrer may receive a Reward Card for each Referred Person who fulfills the requirements.
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Bottom Line
Currently, La Capitol Federal Credit Union offers a great number of services available for you to use, such as online banking and mobile banking. Additionally, you get to take advantage of a fantastic offer! However, be sure you meet the eligibility requirements before you apply!
Lastly, your feedback is highly appreciated and makes our site even better! Be sure to check our more bank promotions on HMB!