For those who still wish a 2% cash back credit card on Everything, you could still get The Fidelity Retirement Rewards American Express Card. The Charles Schwab 2% cash back is no longer available as of last week. I wouldn’t hold out much longer since Fidelity can take it down anytime. What’s not to like? American Express is not widely accepted, but hey 2% cash back is still 2% cash back.
Here are the fine print:
- Turn 2% of purchases into a contribution for your Fidelity IRA
- No limits on cash rewards
- No annual fee
- You’ll earn 2 points for each $1 you spend on purchases
- Reach 5,000 points after you make $2,500 in purchases and $50 can be automatically swept into your Fidelity IRA as a current year contribution or other Fidelity account
- Enjoy more flexibility with additional WorldPoints rewards options, including travel, merchandise, travel, and other rewards
As highlighted in bold above, the cash back does not has to be in an IRA account. You can have your cash back automatically deposit into a MySmartCash account which is like a checking account. Simply open your MySmartCash account and link it to your new Fidelity Retirement card.
Some other benefits include 24-hour customer service, zero fraud liability and identity theft recovery service, retail purchase protection for merchandise, Payment flexibility, and travel security benefits including car rental loss & damage insurance and travel accident insurance.
$25 ING Savings Bonus
ING Direct is an online bank with the quickest $25 bonus I can think of. I have set up some automatic links so you can sign up right away. In order to get the bonus, you must go through my referral link and deposit $250. The $25 bonus will take no longer than a day to show up. There is no monthly or minimum fees. Setup is extremely fast and easy. Not only it’s a quick $25, the account is 1.10% APY and FDIC insured. You can also use this account to send money to other bank accounts such as Chase and Bank of America, and it will count as a Direct Deposit requirement.
Once you got your account open, you can send 50 referrals to your friends and family members to make up to $500 more.
Make sure to deposit $250 for opening deposit