Learn all about National Processing’s pricing, customer support, payment solutions and more!
If you’re a business owner looking for an easy to use system for credit card processing then consider National Processing. This platform offers competitive rates and fees with high-quality service. Standard accounts don’t come with all the trimmings, but it gets the job done and done well. Keep reading below to see our review and get a good summary of their services.
Please note that National Processing has no ties to National Processing Company (NPC). NPC is now referred to as Vantiv. National Processing has a good reputation for their services while NPC (Vantiy) has had horrible reputation for its service.
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Payment Solutions
A merchant account allows you to increase your sales exponentially through the process of credit card payments. The use of a National Processing also includes features that helps you better track your transactions and monthly statements.
Through an online store, you are able to advertise your products 24 hours a day to people all over the nation and across the world. A virtual storefront requires a way to implement web payment processing.
National Processing offers a solution to that issue so that you accept credit cars, electronic ACH check payments and electronic invoicing quickly and affordably. Through their services, you can also get recurring transactions, anti-fraud products, and help with chargebacks.
With National Processing, you are able to collect payments on the go through your smartphone. This option is ideal for merchants that don’t sell from a specific location such as food trucks and pop-up shops. In addition, the mobile payment processing is quick and easy to use.
National Processing includes two POS systems: Poynt POS and Foundry POS.
Poynt: This all-in-one smart device sports dual-facing screens, an integrated printer and scanner and an app store to make Poynt a complete payment solution. It has the ability to manage your business and review analytics on your phone, terminal and computer, settle remotely via your Poynt HQ app and track sales in real-time.
Foundry: This Android tablet-based, all-in-one POS system has a simple plug and play setup. Its hardware includes a 13? touchscreen, an integrated printer, scanner and cash drawer, and a customer-facing display. The software manages employees, analyzes data, displays live transaction activity and reporting, and manages and tracks inventory
National Processing Pricing
National Processing offers interchange-plus pricing with no surprises and 100% transparency. The margins are fixed, so merchants get the best pricing possible with no hidden fees. In fact, if you process more than $10,000 per month, and it can’t beat your rate with your current provider, National Processing will give you a $500 Visa gift card.
| Retail/Card Present | |
| Monthly Fee | $9.95 |
| PCI Compliance | $4.95/ month |
| Margins | 0.20% +$0.10 |
| eCommerce/Telephone Order/ Card Not Present | |
| Monthly Fee | $9.95 |
| PCI Compliance | $4.95/ month |
| Margins | 0.30% +$0.10 |
| AVS Fee | $0.05 /verification |
| Restaurant | |
| Monthly Fee | $9.95 |
| Monthly Minimum | $0 |
| PCI Compliance | $4.95/ month |
| Margins | 0.15% +$0.07 |
| Other Fees | |
| ACH Rejection Fee | $15/ instance |
| Batch Fee | $0.10/ batch |
| Chargeback Fee | $15/ instance |
| Retrieval Fee | $5/ instance |
| Voice Authorization | $1.5o/ authorization |
| PIN Debit Fees | No markup |
Customer Support and Satisfaction
The platform has been accredited by the Better Business Bureau (BBB) and currently holds an A+ rating since 2008.
National Processing offers customer assistance via phone number, email address and contact form on its website. There is no FAQ section or knowledgebase to gather information from. According to other reviews on their services, most merchants report a good experience with National Processing’s support team.
Contract and Closing
A standard National Processing agreement includes a $295 termination fee that will be waived under certain circumstances:
- If your business is sold or closed, with receipt of appropriate documentation.
- If National Processing can’t meet or beat a competitor’s rate, with submission of competitor’s contract and allowing time for National Processing to respond.
However, if you don’t require any free equipment at sign up then you should be able to get a month-to-month account with no cancellation fees. Even though some people would prefer to see no early termination fees whatsoever, the terms that National Processing outlines are fairly reasonable.
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Bottom Line
If you’re looking for low rates from a reliable company then consider National Processing. National Processing offers services that merchants look for such as a POS, analytics and such, then you should move along to another provider.
So if you like saving money, keep an eye out on this post and use the deals listed on your next outing at your favorite place. For more posts like this, check out our post on best credit card processing services and more ways to save money!
