Hustler Money Blog

Best Bank Bonuses and Promotions

 

J.P. Morgan Self-Directed Bonus Promotions Coupon

MENU

Options

You are here: Home / Archives for Payline Data Review

Payline Data Review: A Great Overall Payment Processor

By Last updated:
Leave a Comment

Payline Data Review 2019: A Great Overall Payment Processor

Payline Data, a payment processor, benefits businesses and gives back to communities. To find out if Payline Data could benefit you, continue reading the review below.

Payline Data offers standardized pricing packages and you can find one that fits your business. Their pricing packages are: Payline Start for retail business owners, Payline Connect for online merchants and Payline Medical for healthcare merchants and providers.

This card processing service also donates to charities through their Payline Giving program. They have partnered with charities to support at least twelve causes in a year, making that one cause for every month!

FEATURED CREDIT CARD PROCESSING
PROMOTIONAL LINKLOAN DETAILSREVIEW
Intuit Quickbooks Payments

Best for QuickBooks users.		In-Person Payments:
2.40% & 25 cents per transaction

Online Invoices:
2.90% + 25 cents per transaction		Review
Square

Best low-fee mobile card processor.		In-Person Payments:
2.75% per transaction

Online Invoices:
2.9% + 30 cents per transaction		Review

Payline Data Features

Payline Data has a wide selection of processing solutions. Down below are some of the services they offer.

  • Merchant Accounts: Payline Data’s merchant accounts come with ID numbers for each business with low, simplified pricing.
  • High-Risk Accounts: If your business happens to be high-risk, Payline Data can get you a merchant account to regulate it through SMB Global.
  • Non-Profit Accounts: Charities and non-profit accounts can apply for discounts on processing rates. Non-profit accounts can also have access to “Commercial Co-Venture” by receiving donations for referring business customers to a company.
  • Payment Gateway: This feature helps with processing online transactions. This includes electronic invoice and recurring bills.
  • Virtual Terminal: You can receive payments through a computer without needing a physical credit card.
  • Credit Card Terminals: Payline Data doesn’t offer terminal releases. Their models for direct purchase are:
    • Verifone Vx520
    • Ingenico iCT220
    • Ingenico iCT250
  • All of these machines are eligible through EMV payments.
  • POS Systems: Payline Data doesn’t offer POS hardware. However, the company can integrate its processing system with yours.
  • Mobile Payments: You can easily make mobile payments with the Payline Data app.
  • Shopping Cart Integration: You can incorporate your website with Payline Data’s third party shopping cart partners.
  • eCheck (ACH) Services: You can receive payments through direct deposit.
  • Fraud Protection: Payline Data has an anti-fraud feature that comes with all their pricing plans.
  •  Payline API: This feature offers secure payments, flexible funding and merchant onboarding.
  • Business Loans: Payline Data offers loans for small businesses.

Payline Data Fees & Rates 

Payline Data has pricing plans for all kinds of merchants. They offer plans for retail businesses, eCommerce merchants and even a plan for medical practitioners such as doctors or dentists.

All plans have interchange-plus pricing. High volume merchants tend to pay lower rates while low volume ones pay higher rates.

All plans are on a month-to-month basis and they come with one free terminal or mobile card reader.

Payline Start (For Retail)Payline Connect (For eCommerce Only)Payline Medical (For Healthcare Providers)
  • $10 monthly fee
  • $0 annual and cancellation fee
  • $0.10 per transaction fee
  • 0.25% for swiped debit card
  • 0.25% for keyed debit card
  • 1.71% for swiped credit card
  • 1.90% for keyed credit card
  • $0 gateway monthly fee
  • $0 gateway per transaction fee
  • 1-2 days deposit time
  • $10 monthly fee
  • $0 annual and cancellation fee
  • $0.20 per transaction fee
  • 0.55% for keyed debit card
  • 2.30% for keyed credit card
  • $10 gateway monthly fee
  • $0.10 gateway per transaction fee
  • 2 days deposit time
  • $0 annual and cancellation fee
  • $0.10 per transaction fee
  • 0.45% for swiped debit card
  • 0.45% for keyed debit card
  • 1.91% for swiped credit card
  • 2.20% for keyed credit card
  • 0.40% ACH check fee
  • $10 gateway monthly fee
  • $0.05 gateway per transaction fee
  • 1-2 days deposit time
  • 1-2 days deposit time

Payline Data also offers PCI compliance for no additional cost. However, if you account becomes PCT non-compliant, you might have to pay a fee.

There are also several extra add-ones that you can add to your desired plans, such as:

  • Payline mPOS (under Payline Start) for $7.50/month
  • Fraud tools (under Payline Connect) for $19.95
  • Subscription billing (under Payline Connect) for $29.95

Customer Support & Satisfaction 

Payline Data’s customer service is from Monday through Friday at 8:00 a.m. to 5:00 p.m. CST.

If you think you have any general questions, chances are they might be listened in their FAQ.

You can also visit their website and contact them through email. It has been reported that Payline Data guarantees customer satisfaction.

Contract & Closing

Compared to other payment processors, Payline doesn’t have long-term contracts with high cancellation fees.

Payline Data’s contracts are all month-to-month with no early termination fee (ETF) which means you can close your account whenever you want and not suffer a penalty fee.

Be sure to return “free” equipment however.

Bottom Line

Overall, Payline Data is a pretty flexible payment processor offering at least three of the most common kinds of merchants that businesses have.

Retail owners, online merchants and medical practitioners can benefit greatly with their pricing plans and even have access to additional perks as long as they are willing to pay the costs for them.

Also, by letting your business utilize Payline Data, you are directly helping a charity out through its Payline Giving program! Non profit accounts can apply for discounts as well.

If you are interested in finding out more information about other payment or card processors, then check out our Best Credit Card Processing Services to learn about all kinds of different card processors!

Compare Merchant Services

More

Advertiser Disclosure: Many of the credit card, cd, savings, checking offers that appear on this site are from credit card companies and other financial institutions from which HustlerMoneyBlog.com receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). We do not feature all available credit card, cd, savings, checking offers or all financial institutions.
Editorial Disclosure: Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.