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PenFed Promise Card Offers 7.49% APR

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Visa is now offering the PenFed Promise Card and a low 7.49% APR. This is one of the best credit cards for those who are looking for a low credit card rate and provides a great opportunity to save money! If you’re a new cardmember, all transfers made between now and June 30, 2012, will be subject to a 4.99% APR for life of the balance. Additionally, the unpaid balance after that will be subject to a 7.49% APR for 36 months from the date the account is opened. After that, the APR will vary based on the prime rate, but that prime rate is currently at 9.99%!

Features of the PenFed Promise Card:

  • You must be a PenFed member to apply. Not yet a member? It’s easy to join!
  • You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
  • Absolutely no fees – no annual fee, no foreign transaction fee, no balance transfer fee, no cash advance fee, no late fee, no over credit limit fee, and no penalty fee.
  • 7.49% introductory purchase APR for the first 36 months. After that, the APR will vary with the market based on the Prime Rate, and is currently 9.99% APR.
  • 4.99% APR promotional balance transfer rate for life of balance on transfers made between October 1, 2012, and December 31, 2012.
  • After December 31, the APR for any new balance transfers will vary with the market based on the Prime Rate, and is currently 9.99%.
  • No-fee cash advances carry a 9.99% variable APR.

For a full list of terms and conditions, as well as all the features of the PenFed Promise Card, visit the PenFed Promise Card. Membership with the PenFed Program is open to those who are members of the United States Military & Uniformed Services, U.S. Government employees, those who live or work with partner locations, and those who are employed by or belong to a partner organization. For a full list of membership requirements, see the PenFed website. Make the most of this opportunity with the PenFed Promise Card! Fill out your application and get your low 9.99% APR today!

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