In case you weren’t aware, Discover cardholders have access to Discover Deals, a great shopping portal that offers cardholders a chance to save money when shopping online with certain merchant partners. As long as you shop through Discover’s website and use your Discover card, you will have access to hundreds of dollars of potential savings. These savings are possible because of DiscoverDeals fantastic offers of up to 20% cash back on certain retailers.
Since this shopping portal is only available if you have the Discover it® card, consider signing up for it to get 18 months 0% APR balance transfers, and 5% cash back on up to $1,500 in Restaurant and Movie purchases from January through March 2014 with free and easy sign-up. (1% for everything else). Check out our Discover It Review for more info.
Quality of Retailers
Discover Deals has a very good selection of over 200 different retailers, with most of the major retailers being included in this selection of 200. Although Discover’s amount of retailers pales in comparison to American Express’s program (700 partners) and Capital One’s/Chase’s programs (over 300), the company’s rates cannot be beat. None of the other major shopping portals offer cashback rates of 5%-20%. With this in mind, it’s clear to see that Discover prefers quality over quantity.
Some Major Stores and Cashback Rates:
- 1-800-FLOWERS: 20%
- Avon: 10%
- Best Buy: 5%
- Crate and Barrel: 10%
- Dell: 10%
- Fannie May: 20%
- Foot Locker: 10%
- Game Stop: 5%
- GAP: 10%
- Home Depot: 10%
- HP Home: 5%
- HSN: 10%
- J.Crew: 10%
- JCPenney: 10%
- Kmart: 10%
- Kohl’s: 10%
- L.L. Bean: 5%
- Lowe’s: 5%
- Lucky Brand Jeans: 15%
- Macy’s: 10%
- Nike: 15%
- Office Depot: 5%
- OfficeMax: 5%
- Old Navy: 10%
- PetSmart: 15%
- Restaurant.com: 25%
- Rosetta Stone: 15%
- Sears: 10%
- Shoes.com: 15%
- Sony: 5%
- Sports Authority: 10%
- Staples: 5%
- Starbucks: 10%
- Target 5%
- The North Face: 15%
- Urban Outfitters: 5%
- Vision Direct: 20%
- Walgreens: 10%
- Walmart: 5%
Ease of Use
This site is very easy to use because you can use the search bar if you’re looking for a specific product, or you can use the drop down menu to find a specific retailer. The site will also have featured retailers on the front page in order to highlight the best deals of the day for you. Furthermore, the site allows you to see the cash back you’ve earned since your last statement in the top right corner of the page so you can always be aware of your savings!
Cashback Bonus Partners
Cashback Bonus Partners is a brand new feature that was rolled out in order for you to use your cashback points without having to meet a certain minimum. This feature works by allowing you to use any amount of your cash back earnings to make purchases through certain partners, including Amazon.com!
The way this feature works with Amazon is pretty simple. After you log into your Discover card account and access the partners page, you will be redirected to Amazon.com. Amazon will then ask you to enter your Discover card account information to store the card as a payment option. Once you apply your information, it will automatically sync your current cashback bonus from your Discover account! You can go ahead and make your selections at this point. Once you finish shopping, proceed to the checkout section and choose your Cashback Bonus as the payment option. This is a pretty great way to use up any small cashback earnings that aren’t enough for other redemption options.
If you are a Discover it® cardholder who is looking for 5%-20% cashback from a huge selection of retailers, check out Discover Deals! This site provides you with a simple interface, access to 200 retailers, and a variety of options to use your cashback points. Find this great site and more opportunities to save with HMB’s list of cash back shopping sites!
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