Avoid getting your account accessed by someone else and being a victim of fraud. Although, your banks keep you information safe, it’s also important to take extra precautions to protect your account information from falling into the wrong hands. Continue reading below to see ways to protect your bank accounts and help minimize the risk of people accessing them for fraudulent activities.
1. Check your accounts regularly
Make sure that you regularly keep an eye on your account, this will help you know when something is wrong –even the accounts that you don’t use regularly. Balance your checking account each month to make sure all the purchases your making are the ones being recorded there. So when you see something not right, contact your bank as soon as possible!
2. Never give out your pin
This is the most important thing you should never do is to never give out your PIN to anyone. If you are ever asked over the phone to give your PIN to the person on the other line don’t do it!
Remember that most banks have an automated system that will ask you to put in or say your PIN and then connect you to a teller or bank representative.
3. Use strong passwords
One way to ensure your security is to create a password that is strong. Do include a series of numbers, letters and symbols in your password to help ensure security of your accounts. Don’t make it too easy by putting your birth date or your child’s name.
4. Be careful where you access your account
Think twice about using public networks since you don’t necessarily know what security measures are in place. You might never know if someone is looking over your shoulder as you login or someone might be able to gain access to your account through the public WiFi connection.
5. Avoid ATM’s in out of the ordinary places
If you need to use an ATM, it’s always best to use the one you are familiar with or the one the your bank is associated with. It’s good to avoid ATMs in tourist like locations or stand-alone ATMs that look out o f place. Save yourself money by avoiding ATM fees, while also saving yourself from having your information taken by scammers.
Always make sure that you stay on top of your information, use strong passwords and be on guard when it comes to accessing your account. Nowadays, there are different ways that other people can gain access to your account, so be alert, and do what you can to avoid the headache of having your bank accounts become the target of thieves.
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