Wilshire State Bank offers customers the chance to earn at a competitive rate of 2.28% APY on a 3-year rate for their Rainbow Savings account. Although this is not a CD account, the Rainbow Savings account acts like one because it gives you the chance to set aside a fixed amount each month to accumulate into a meaningful sum. Rather than investing one lump sum at the beginning of a set term like a CD account, this savings account allows you to make monthly deposits. The bank doesn’t mention any monthly maintenance fees and there are no early withdrawal fees. To open a Wilshire State Bank account, you must be U.S. citizen that is 18 years or older, and you must have a U.S. Driver’s License and a printer to print the application. Open an account today and start earning interest!
Wilshire State Bank Rainbow Savings:
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- Account Type: Rainbow Savings Account
- APY Rate: 2.28%
- Availability: Nationwide
- Term Length: 3 years
- Soft/Hard Pull: Unknown
- Minimum Balance Requirement: $1,000
- Additional Requirements: Must be U.S. citizen that is 18 years or older and you must have a U.S. Driver’s License and a printer to print the application.
- Early Withdrawal Fee: None
- Auto-Renewal: N/A
Why You Should Apply for This Account:
High Interest Rates: At 2.28% APY, the 3-year Rainbow Savings account earns at a rate that is higher than any CD account in the country for a 3-year CD.
Invest Monthly: This is an account that offers fixed interest rates like a CD but allows you to invest monthly rather than all at once. As long as you make a recurring monthly deposit, you can earn at a high rate.
Low Minimum Deposit: As long as you open your account with at least $1,000, you will earn interest at the highest 3-year rate in the country.
FDIC Insured: You can feel confident in the bank knowing that your funds are insured up to the maximum amount of $250,000.
Signing up for Wilshire State Bank’s online Rainbow Savings account is simple as long as you have a valid U.S. Driver’s License and a printer. You’ll want to find all of those documents in a hurry once you hear that the bank offers a competitive rate of 2.28% APY for a 3-year term with no maintenance fees! All you have to do is deposit at least $1,000 to get the account started. Sign up today and make the most out of your new high interest savings account. If you’re looking for rates from other banks, check out our list of the Best CD Rates in the country!
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