Find the best Texas Bay Credit Union CD Rates, Promotions, and Offers here.
Best CD Rates: 5.22% APY, 60-month CD, $50k minimum deposit, callable 90 days from issue date and every 6 months thereafter.
Availability: TX. Counties of Brazoria, Chambers, Fort Bend, Galveston, Harris, Liberty, Montgomery, or Waller eligible for membership.
Credit Inquiry: Soft Pull
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About Texas Bay Credit Union CD Rates
Available to residents of Texas, Texas Bay Credit Union has wide array of products to meet your individual needs. They offer Online banking with Bill Pay, CardValet, Mobile banking with Mobile Deposit, eStatements, and so much more. By joining Texas Bay Credit Union and opening a CD account, you get to enjoy earning higher interest rate than regular savings account.
For regular CD, all you need is $1,000 to open. However, they are having a special 60-Month Callable CD term of 5.22% APY with a $50,000 or more requirement. If you are interested, make sure to read on to learn more about Texas Bay Credit Union’s wide array of CDs or visit any branch now and open your CD today!
Eligibility: If you live, work, worship or attend school within a 10-mile radius of any branch OR within the geographic area of FM 1960, Highway 6, and Highway 146, you may be eligible for membership. Those a part of Select Employer Groups are also eligible to join. Be sure to visit their membership page for additional information.
|Term||APY Rate||Minimum Deposit|
|60-Month Callable CD||5.22%||$50,000|
|Term||APY Rate||Minimum Deposit|
*The above rates are accurate as of 01/12/2023*
Texas Bay Credit Union CDs
CDs are a certificate issued by a bank to a person depositing money for a specified length of time and usually the longer of a term is – the higher APY rate you make! Texas Bay Credit Union’s Best CD Offer pays the highest APY rate with a 5.22% APY rate on their 60-Month Callable CD term, which is also their current promotion.
Texas Bay Credit Union wants to make you feel supported and helps put you in control of your hard earned funds. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $50,000
- Maximum deposit: None
- Early withdrawal penalty: Equal 270 days dividends on the amount withdrawn subject to penalty, whether earned or not.
|Compare to the best CDs such as Sallie Mae Bank 27-Month CD (5.00% APY), Sallie Mae Bank 23-Month CD (4.85% APY), CIT Bank 18-Month CD (4.60% APY), Blue Federal Credit Union 15-Month CD (4.80% APY), Quontic Bank 60-Month CD (4.45% APY), Sallie Mae 14-Month No-Penalty CD (4.40% APY), and CIT Bank 11-Month No-Penalty CD (4.10% APY).|
Important Details for Texas Bay Credit Union
- Funding – ACH, wire, check, shared branch transaction.
- CO-OP Shared Branch Participant – Yes.
- Dividends – Compounded/credited monthly and can be transferred to a Texas Bay savings account.
- Maturing Funds – Internal transfer to a Texas Bay savings account.
- Beneficiaries – Unlimited, equal shares, Social Security numbers required for all beneficiaries.
- Grace Period – 10 calendar days.
- Competitive interest rates
- Open and earn with a just $1,000
- NCUA Insured
If you are interested in a short term or long term CD, look no further as Texas Bay Credit Union offers you a standard and a special callable CD rate.
Be sure to choose the a CD from their wide array of rates that will fit your needs, Jumbo or Standard. Sign up for a CD with Texas Bay Credit Union and the enjoy their high APY rates today. If you are not interested or eligible, check out our Best CD Rates at HMB!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.