Check out the most recent Umpqua Bank promotions, bonuses, and offers here.
Currently, they are offering a generous $500 bonus when you open a checking account and meet the requirements.
Table of Contents
About Umpqua Bank Promotions
Umpqua Bank pairs financial expertise with a passion for getting to know you as an individual. They’re on a mission to help you manage your money in a way that matches how you live your life.
I’ll review the current Umpqua Bank promotions below.
(Expired) Umpqua Bank $300 Checking Bonus (CoWorks Program)
$300 Checking Bonus
You can receive a $300 bonus when you open an Embark checking account and meet certain requirements.
- What you’ll get: $300 bonus
- Account Type: Embark Checking Account
- Availability: WA, OR, CA, NV, ID (Bank Locator)
- Direct Deposit Requirement: Yes
- Credit Inquiry: Soft Pull
- ChexSystems: Unknown
- Credit Card Funding: Up to $2,000
- Monthly Fee: None
- Early Account Termination Fee: Unknown
- Household Limit: None
(No Expiration Date Listed)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), Citigold® Checking Account (Up to $2000 Cash Bonus), Fifth Third Preferred Checking ($250 Bonus), TD Bank Beyond Checking ($300 Bonus), and HSBC Bank Premier Checking ($500 Bonus). |
How To Earn Bonus
- Must be a “new” consumer checking customer – customer can not have an
existing or prior consumer checking relationship with Umpqua Bank within the
last 6 months.- Must open a new Embark Checking Account
- Must be 18 years or older at the time of Account opening
- The following criteria must be met within 90 days of Account opening:
- Two (2) Direct Deposits of $500 or more, OR
- Ten (10) or more Debit Card purchases or payments using your Umpqua Bank Debit Card
- New Account opening is subject to a standard process and requirements.
- All benefits and fees associated with Embark Checking still apply to the new
- Embark Checking Accounts opened during the promotion period.
- Bonus offer is subject to change and may be discontinued at any time without notice.
(Expired) Umpqua Bank $500 Checking Bonus
Earn a $500 bonus when you open a qualifying checking account.
You can receive a $500 bonus when you open an Attain checking account and meet certain requirements.
- What you’ll get: $500 bonus
- Account Type: Attain Checking Account
- Availability: WA, OR, CA, NV, ID
(Offer expires 04/30/2020)
| For more advanced features in a checking account, compare this offer to BMO Harris PremierTM Account ($350 Bonus), Citigold® Checking Account (Up to $2000 Cash Bonus), Fifth Third Preferred Checking ($250 Bonus), TD Bank Beyond Checking ($300 Bonus), and HSBC Bank Premier Checking ($500 Bonus). |
How To Earn Bonus
- Open a new Attain Checking Account at Umpqua Bank
- Receive at least $4000 in direct deposits during each month for the three consecutive months following the date of account opening
- The minimum $4000 monthly direct deposit may be made one time each month or in multiple direct deposits that total $4000 or more each month.
- Your account must remain open for at least three full calendar months following the account opening (bonus eligibility period), and must not have a negative balance at the end of the bonus eligibility period.
- Upon meeting the qualifying activity, the bonus will be credited to your account within two months following the end of qualification period.
- Attain $500 Bonus is limited to one per new customer and one per joint account.
- Bonus cannot be combined with Home Loan Credit Offer.
How To Waive Monthly Fees
- Umpqua Embark Checking: $3 per month for paper statements or $0 with paperless statement enrollment
- Umpqua Access Checking: None listed
- Umpqua Attain Checking: $20 monthly pricing or $0 with $15,000+ daily balance or $25,000 combined deposit and outstanding loan balance in eligible accounts
- Grow Savings: $3 Monthly pricing; or $0 with a $200 minimum daily balance; or primary signer is 0-18 or 55+; or when you complete a monthly transfer from an Umpqua personal deposit account
- Thrive Money Market: $10 Monthly pricing; or $0 with a $1,000 minimum daily balance
- Prosper Money Market: $15 Monthly pricing; or $0 with a $10,000 minimum daily balance; or $25,000 combined balance
- Community Business Checking: $10 per month, $7 with paperless statements, $0 with a $1,000 minimum daily balance or $2,500 average monthly balance
- Marketplace Business Checking: $25 per month, $22 with paperless statements, $0 with a $25,000 minimum daily balance or $100,000 combined deposit and loan balance, or with an active merchant services relationship with Umpqua
- Premier Business Checking: $100 per month, $0 with $100,000 minimum daily balance or combined $150,000 balance in qualifying accounts
- Analyzed Business Checking: $0 as monthly fees can be offset with earnings credit allowance
- Community Business Savings: $3 Monthly pricing or $0 with $200 minimum daily balance or monthly transfer from an Umpqua Business Deposit account
- Main Street Money Market: $10 Monthly pricing or $0 with $2,500 minimum daily balance
- Marketplace Money Market: $15 Monthly pricing or $0 with $25,000 minimum daily balance or $50,000 combined balance
Bottom Line
If you are able to meet the direct deposit requirement, this is a very generous bonus that I recommend you check out while it lasts. Additionally, this promotion from Umpqua Bank is great because it triggers a soft pull, meaning it won’t harm your credit score.
*Check back at this page for updated Umpqua Bank promotions, bonuses and offers.
Link is dead as of 7/12/22, please remove it since dead links make me look for other sites. Other than that this site is my favorite for finding good bank promo/rate info.
Link appears to be dead
This bonus appears to be limited to customers with a residential address in King snowhomish and Pierce Counties, WA., only.