Here you can find the latest US Postal Service Federal Credit Union IRA rates, offers, and promotions.
Some of the best US Postal Service FCU IRA Rates include their new certificate specials with rates of 1.00% APY to 1.30% APY.
See our best bank bonuses updated daily to earn up to $1,000 in free money. Find popular checking offers such as Chase Bank, HSBC Bank, TD Bank, Huntington Bank, BBVA, Discover Bank, and CIT Bank. See our best rates for Savings and CD too.
|Chase Business Complete BankingSM $300 Bonus||Chase Total Checking® $200 Bonus|
|HSBC Premier Checking $450 Bonus||HSBC Premier Checking Up To $600|
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|Huntington 25 Checking $300 Bonus||Huntington Business Checking 100 $200 Bonus|
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Table of Contents
About US Postal Service Federal Credit Union
Headquartered in Clinton, Maryland, U S Postal Service Federal Credit Union’s field of membership (FOM) is varied, providing a way for almost any US citizen or resident alien to join, U S Postal Service Federal Credit Union is currently the 25th largest credit union headquartered in Maryland, with more than 25,000 members nationwide and assets in excess of $267 million.
|Eligibility: ]U. S. Postal Service Federal Credit Union Field of Membership includes the United States Postal Service and those from Select Groups (SGs). See current membership details|
Furthermore, this is ideal for accounts like Certificate of Deposits, which require very little maintenance. The rates are worth a look, but always compare them with the nation’s best using our guides: CD Rates | Savings Rates.
*Although US Postal Service FCU offers competitive rates, I recommend checking out promotions at Discover Bank to find some other great products.
US Postal Service Federal Credit Union IRA Rates
CDs are a certificate issued by a bank to a person depositing money for a specified length of time. Usually the longer of a term, the higher APY rate you make.
With as little as $500, you can invest in a CD account to maximize your earnings. If you’re interested in making a higher rate than a traditional savings account then make sure to check out below CD rates.
- Minimum deposit: $250
- Maximum deposit: None
- Early withdrawal penalty: These accounts are subject to early withdrawal fees and other conditions
|Term||APY Rate||Minimum Deposit|
US Postal Service FCU CD Features
- Flexible terms
- Select Your Own Rate
- Interest Compounded Daily
- Open With as Little as $500
- Federally insured by NCUA
|My favorite bank transfer hub is the American Express® High Yield Savings Account:
• Earn 0.50% APY on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly.
• Links easily with your current bank accounts. No need to switch banks.
• FDIC Insured. Your account is insured to at least $250,000 per depositor.
• No monthly fees, no minimum balance.
• 24/7 Account Access
In my opinion, I would definitely check out this IRA rate at US Postal Service Federal Credit Union. Additionally, both the rates are rather high compared to others and you only need $250 to open this account.
This is a great opportunity to invest in a high-interest IRA from US Postal Service FCU. However, you may want to compare them with our best CD Rates:
- Best 6-Month CD Rates
- Best 9-Month CD Rates
- Best 12-Month CD Rates
- Best 18-Month CD Rates
- Best 24-Month CD Rates
- Best 36-Month CD Rates
- Best 48-Month CD Rates
- Best 60-Month CD Rates
You might even find yourself earning more than a regular savings account. Additionally, be sure to apply as soon as you can to start your new account experience. Check back often for the latest US Postal Service Federal Credit Union CD rates!
Disclaimer: Rates / APY terms above are current as of the date indicated. These quotes are from banks, credit unions and thrifts. Bank, thrift and credit union deposits are insured by the FDIC or NCUA. Contact the bank for the terms and conditions that may apply to you. Rates are subject to change without notice and may not be the same at all branches.
|Chase Business Complete BankingSM||$300 Cash||Review|
|Chase Total Checking®||$200 Cash||Review|
|HSBC Premier Checking Member FDIC||$450 Cash||Review|
|HSBC Premier Checking Member FDIC||Up To $600||Review|
|HSBC Advance Checking Member FDIC||$200 Cash||Review|
|HSBC Advance Checking Member FDIC||Up To $240||Review|
|Huntington 25 Checking||$300 Cash||Review|
|TD Bank Beyond Checking||$300 Cash||Review|
|TD Bank Convenience CheckingSM||$150 Cash||Review|
|Huntington Bank Unlimited Plus Business Checking||$750 Cash||Review|
|Huntington Bank Unlimited Business Checking||$400 Cash||Review|
|Huntington Bank Business Checking 100||$200 Cash||Review|
|Axos Bank Basic Business Checking||$100 Cash||Review|
|Aspiration Spend & Save Account||$100 Cash||Review|
|Ally Invest||Up to $3,500 Cash||Review|
|BlockFi||Up To $250 BTC||Review|
|American Express High Yield Savings||0.50% APY||Review|
|Discover Cashback Debit Account||$360 Cash||Review|