USAA Cashback Rewards Plus Amex Review

Get rewarded with your purchases when you use the USAA Cashback Rewards Plus American Express. You will receive 5% cash back on gasoline and military base purchases for the first $3,000 you spend in these categories combined. After that, you will earn 1% for the remainder of the year. For groceries, you will receive 2% cash back at supermarkets for the first $3,000 you spend on groceries and then 1% thereafter. All other purchases you will receive 1% back. This is a great card to earn cash back and there is no annual fee so I highly recommend checking it out.

USAA Cashback Rewards Plus Amex Features:

• Earn 5% cash back on gasoline and military base purchases for the first $3,000 you spend on these items
• Earn 2% cash back at supermarkets for the first $3,000 you spend on groceries
• Earn 1% cash back everywhere else
• Security, Travel, and Retail Benefits
• Special Military Benefits
• Security and Convenience

Cashback Rewards Plus Amex Benefits:

• Deployment/PCS rate: Get 4% APR on all balances for up to 12 months during deployment or PCS. After 12 months, the regular APR will apply. This rate will vary with the market based on the prime rate.
• Special 4% SCRA rate: When you have a balance on your account at the time you enter active military duty, get 4% APR on that existing balance until one year after you complete active duty.
• Military Campaign Benefit: We’ll rebate all finance charges accrued while you served in a qualified military campaign.
• Help during deployment: Our team of experts can help you before, during and after your deployment

Bottom Line: 

I definitely recommend giving the USAA Cashback Rewards Plus American Express a shot. You will receive cash back on all your purchases and you that cash can really accumulate. With all the cash back you have earned you can redeem in any amount as long as you redeem in increments of $1.00. There are also many features and benefits unique to USAA, such as the military benefits. Amazingly, there is no annual fee for this card. It’s really rare to receive a cash back rewards card as good as this one with no annual fee! Also, don’t forget to check out our complete credit card bonuses list!