If you’re a Wells Fargo customer, taking money out of an ATM is an easy way to make sure you have a good amount of cash in your wallet. However, banks will tend to limit the mount of money ou can withdraw from an ATM each day for security purposes.
This is especially important if you have a debit card from Wells Fargo. Continue reading to learn more about Wells Fargo ATM withdrawal and deposit limits.
Table of Contents
What Is the Maximum Amount of Money I Can Withdraw at a Wells Fargo ATM?
After opening your Wells Fargo checking account and getting a debit card, the daily withdrawal limit for your debit card will be set to $710. However, if that isn’t high enough for you, you can always request an increase in this amount by calling the customer service at Wells Fargo by phone or in person.
If you need to find out what the Wells Fargo withdrawal limit is, call the number on the back of your card or visit a Wells Fargo branch and ask one of the bankers. You can also sign on to Wells Fargo Online and choose the “Open Card Details.” You can find your limits under “Limits for this Card.”
The daily withdrawal limit resets each day at midnight.
What Is the Maximum Deposit Limit for Wells Fargo ATMs?
There is no limit on the amount you can deposit at a Wells Fargo ATM. However, some ATMS will place a limit on the number of bills or checks that you can deposit in a single transaction, but this is primarily based on the limitations of the ATM itself. Work around this by doing multiple transactions until you reach the amount you desire.
There is a limit to the amount of money you can deposit when you deposit checks through the mobile app. To find out what your limit is, check the app. This limit can also be increased if you need it.
How To Increase ATM Withdrawal and Deposit Limits
All you have to do in order to increase your ATM withdrawal and deposit limits for Wells Fargo is call their customer service line. Additionally, you could go into a branch and speak to a banker, or you can call one of the numbers on the back of your card.
What Is the Purchase Limit on a Wells Fargo Debit Card?
There is also a limit on the total dollar amount of purchases you can make with your Wells Fargo debit card. This limit may vary and should have been indicated on the materials you received when you got your card.
To check your debit card purchase limit, you can:
- Sign on to Wells Fargo Online
- Check the Wells Fargo mobile app
- Call Wells Fargo at 1-800-869-3557
How To Get Cash If You’ve Reached Your Limits
If you do end up maxing out your withdrawal limit on your Wells Fargo debit card, there are other options out there if you need more cash. Hear are a couple:
Get Cash Back When You Make a Purchase
When paying with your debit card at participating grocery stores and other retailers, there will be an option to get cash back. This takes out money from your checking account and adds it onto your bill, allowing you to essentially withdraw money from the retailer. The maximum amount you can get back depends on the retailer.
Withdraw From Another Account
Since the withdraw limit is determined by your debit card, you can withdraw money from another debit card if you have that linked to another account.
Cash a Third-Party Check
Even if you have reached your withdrawal limit for the day, if someone gives you a check and writes it out to your name, then you can still head into Wells Fargo and cash your check that very same day. Just make sure you have enough money in your account to cover the check if the funds are not immediately available. Wells Fargo might not make these funds available immediately when you deposit a third-party check.
Request an Increase
As mentioned before, if the limit that you can withdraw from your Wells Fargo account is too low, you can always request to increase it by calling the number on the back of your card or their customer service line.
Go Into a Branch and Withdraw
Making a withdrawal in person at a branch can allow you to take out an amount greater than your ATM limit. You can do this by using one of your own checks.
Knowing the daily withdrawal and purchase limits of your Wells Fargo ATM card will help you better manage your spending and have money when you need it. For more posts like this, check out our list of bank guides!