Wells Fargo $400 Checking Bonus (Nationwide) – Ends 7/8/25

You can earn a $400 checking bonus when you open a new Wells Fargo Everyday Checking account and meeting the requirements.

Wells Fargo is offering a $400 bonus when you open a new Everyday Checking account and complete the following requirements:

• Open a new Everyday Checking account from this offer webpage. Or open a new, eligible checking account at a Wells Fargo branch with a minimum opening deposit of $25. Offer ends July 8, 2025.
• Deposit $3,000 or more in qualifying direct deposits within the first 90 days of opening.
• Enjoy $400. After the 90-day qualification period and offer requirements are met, we’ll deposit the bonus into your account within 30 days.

Update 5/22/25: The bonus has increased to $400 (previously $325 bonus) good through 7/8/25.

Wells Fargo $400 Checking Bonus 

• Direct link to offer
• What you’ll get: $400 bonus
• Account Type: Everyday Checking Account
  
• Availability: Nationwide (Bank Locator)
• Direct Deposit Requirement: Yes, $1000+ (see what works)
• Credit Inquiry: Soft Pull
• ChexSystem: Yes
• Credit Card Funding: None
• Monthly Fees: $10, avoidable
• Early Account Termination Fee: None
• Household Limit: None

(Expires 07/08/2025)

To Avoid $10 Monthly Fee
The monthly service fee can be avoided with one of the following each fee period:

• $500 minimum daily balance
• $500 or more in total qualifying direct deposits
• Primary account owner is 17-24 years old. (When the primary account owner reaches the age of 25, age can no longer be used to avoid the monthly service fee.)
• Linked to a Wells Fargo Campus ATM Card or Campus Debit Card

Fine Print

• To be eligible: Offer is for new consumer checking customers only and is available only to the primary owner of the new checking account. The primary account owner is the owner whose Taxpayer Identification Number, such as a Social Security Number, is assigned to the account and has tax responsibility. Offer is not available to customers that received a bonus for opening a Wells Fargo consumer checking account within the past 12 months, are Wells Fargo employees, or are non-resident aliens or foreign entities signing any version of IRS Form W-8. Accounts offered by Wells Fargo Private Bank are not eligible for this offer.
• To receive the $400 bonus: you must use your bonus offer code when opening a new Wells Fargo consumer checking account, which is subject to approval, by July 8, 2025 and receive $3,000 or more in qualifying electronic deposits within 90 calendar days of account opening (the “qualification period”). A qualifying electronic deposit is a deposit of funds, such as your salary, government benefit payment, or other income, that has posted to your account and is (1) a direct deposit made through the Automated Clearing House (ACH) network, (2) an instant payment processed through the RTP® network (real-time payment system) or FedNow? Service, or (3) an electronic credit from a third party service that facilitates payments to your debit card using the Visa® or Mastercard® network (e.g., an Original Credit Transaction). Transfers from one account to another, mobile deposits, Zelle®, or deposits made at a branch or ATM are not considered a qualifying electronic deposit. An ACH direct deposit made available early with Early Pay Day does not count toward the bonus requirements until it posts to your account and is no longer pending (e.g., scheduled payment date).
• After the 90-day qualification period, if you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. Your new account must stay open through the time we attempt to deposit the bonus. We may close accounts with a zero balance without prior notice. You are responsible for any taxes due on the bonus. We will report the bonus as income to tax authorities, as required by applicable law. If you are subject to backup withholding at the time of payment, we may withhold the required amount and remit to tax authorities.
• Other Terms: This offer may be discontinued or changed at any time without notice and cannot be combined with any other consumer deposit offer (limit one bonus per customer/account). Offer cannot be reproduced, purchased, sold, transferred, or traded.

Bottom Line

This is a pretty decent bonus amount from Wells Fargo. If you reside near one of the participating branches, then you should definitely take advantage of this promotion and check it out. This offer is also available online.

Also please let us know about your experience with this bonus in the comment section below. We would love to hear back from you. If you don’t qualify, we have a full list of bank promotions for your banking needs.