The Money Making Rebate Game

August 31, 2007 · Filed Under Free Random Money · 5 Comments 

There are a lot of Mail In Rebate (MIR) out there for products that are free. The MIR Money Making Game is when you can stack up multiple rebates and actually make money from the products you are buying. Whether you are adding in an extra coupon or having an upgraded rebate, you can actually make money by buying certain products. If you are going to play this MIR game, I suggest to set up a excel spreadsheet so you can keep track of all rebates. Because many times, you might have to give them a phone call just to make sure the rebates are being fulfilled. Consider buying with an AmEx credit card such as Blue Cash or AmEx SimplyCash since they have buyer protection. For example, if they don’t fulfilled their rebates, call your AmEx card to get a chargeback.

Okay, enough blabbing..Lets hustle!

Item 1: CA Anti-Virus 2007

  1. Order this Anti-Virus 2007 from TigerDirect
  2. There are 3 MIR Rebates: $10 CA Rebate, $20 CA Rebate, $40 CA Upgrader Rebate
  3. There is also an extra $30 rebate you can find at Carerebatecenter.com, then search for offer number 07-75279
  4. Math: $30 - $10 - $20 - $40 - $30 = $70 Profit

**for upgrader rebate, you must have similar product such as Norton, etc.

Item 2: Symantec Norton Confidential at Office Depot

  1. You must buy this item at the Office Depot store in order to get an extra Rebate.
  2. So visit the store, then use this $10 off 20 Office Max Rebate. Yes, Office Depot take competitor coupon.
  3. Use Ink coupons if you have those too. So item is $50 - $10 coupon = $40
  4. Fill out these three Rebates: $30 Norton Rebate, $30 OD Norton Rebate, $20 Upgrader Norton Rebate
  5. Math: $50 item - $10 coupon - $30 Rebate - $30 OD Rebate - $20 upgrader = $40 Profit

**The two Symantec Rebates can be filled out online if you wish.

Also, if you visit Office Depot right now, they are having many items Free After Rebate. Simply use the OfficeMax coupon to make more money: Item Number is in bold

155748 Sandisk cruzer micro 512 mb usb drive (After $14.99 Mail-In Savings, In Store Price $14.99 - Minimum 20 per store, Limit 1 per customer)
407008 Sandisk 512mb sd card (After $14.99 Mail-In Savings, In Store Price $14.99 - Minimum 10 per store, Limit 1 per customer)
550996 Crayola 24-PK Colored Pencils (After $3.99 Mail-In Savings, In Store Price $3.99)
509066 Sharpie Accent Highlighters 4pk (After $4.99 Mail-In Savings, In Store Price $4.99 - Limit 1 per customer)
157435, 157603 ANY Berlitz Language Line Software (After $40 Mail-In (3) Savings, In Store Price $39.99 - Spanish, French, German, Italian, English, Chinese, Japanese)
853466 Symanec Norton Antivirus (After $40 Mail-In (2) Savings, In Store Price $39.99)
112019 McAfee Internet Security Suite (After $70 Mail-In (2) Savings, In Store Price $69.99)
271952 Office Depot Brand CD Slim 25-PK Jewel Case (After $10.99 Mail-In Savings, In Store Price $10.99 - Minimum 10 per store, Limit 1 per customer)

Best Cashback Student Cards

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Awesome New Coupons

August 30, 2007 · Filed Under Coupons · Comment 

Most of the coupons from here still work. Shop through Ebates to save more money(*$10 bonus to sign up). Here are some of the latest and best Coupons I found.

Printable or Online:

  1. Best Buy 10% or 12%
  2. Macy’s 15% off and Macy’s Labor Day Sale. Save an extra 25% on clearance items. Valid 29-Aug-07 through 3-Sept-07.
  3. Ralph Lauren 20% off
  4. Border’s 20% off
  5. CVS $4 off 20
  6. New Customers – Take 7% off Your Order at Overstock.com. Expires 9.30.07
  7. Chuck E Cheese Coupons
  8. Bargain Barn items 60% off or more at Sierra Trading Post!! CLICK HERE TO REDEEM.
  9. Phillips 10% off
  10. Office Depot Get $30 off Purchase of $150 or More!

Top Cash Back Gas Credit Cards:

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Random MoneyMakers and Hot Deals

August 29, 2007 · Filed Under Free Random Money, Freebies · 1 Comment 

Want to make some money, here are some random deals:

  1. Get a Free $5 Obopay Prepaid MasterCard for Sign Up!
  2. Call your local Circuit City today if they have the game “Blue Dragon” for XBox 360, if they don’t have any in stock, go visit the store and get $20 gift card.
  3. $50 Chevy Test Drive in Florida
  4. Free 250 United Mileage Points
  5. Free 250 American Airline Miles
  6. Free 250 Delta Airline Skymiles
  7. 8 Free Southwest Airline Rapid Rewards Points
  8. Free Senseo Coffee Maker but you must pay shipping.
  9. $30 Verizon Service Credit for California Only. Simply call 1-888-251-7944 and mention $30 Service Credit. **Home Phone customer**
  10. Get your FREE credit score and more!
  11. $10 bonus to sign up with Ebates

Check out these Chase Cards for more free money:

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Playstation 3 Console + 8 BlueRay Disks for $472

August 28, 2007 · Filed Under Hot Deals · Comment 

The best thing about shopping on Amazon is no tax and free shipping. This is the case with the playstation 3 currently on Amazon for $499. If you added these 3 movies, your total will be $472 on the final page.

Deal Summary:

  1. Add the PS 3 to your cart.
  2. Pick your 3 Movies from this list.
  3. The discount final price will be on the last page, right before the order.

Here are some good movies:

  1. Superman Returns
  2. 300
  3. Casino Royale

Once you have added the 3 movies, your total will be around $472 with no tax and free shipping.

For the 5 more free movies, it’s a MIR through this link.

Get $350 bonus with these two Amex Cards:

American Express® Preferred Rewards Gold Card and Business Gold Rewards Card from OPENSM the small business team

American Express® Preferred Rewards Gold CardBusiness Gold Rewards Card from OPEN(SM) the small business team

 

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$50 Bonus with Chase Visa Check Card

August 28, 2007 · Filed Under Free Random Money · Comment 

You might be one of the many readers who took advantage of this $300 Chase Bonus I posted not too long ago. If you did sign up, then you should also have a Chase visa check card too. Why not sign up the card for this $50 promo whereas if you spend $500 using the check card from now till 10/15/07, you will get a $50 bonus.

Simply register your check card through this link.

From the website:

Qualifying Purchase” is any signature-based purchase, Internet purchase, phone or mail-order purchase, or bill payment made using a Chase Visa Check Card. A qualifying purchase does not include a purchase made using a Personal Identification Number (PIN).

This offer is valid on all qualifying purchases made between August 1, 2007 and October 15, 2007 using your new Chase Visa Check Card. Purchases must be made using the debit card recently sent to you. This promotion is intended for the primary checking account holder for which the mentioned debit card is linked. The referenced debit card must be linked to an open checking account in good standing at the time the reward is fulfilled. The cash reward will be automatically deposited to the primary checking account within six weeks of the conclusion of this promotion. The Chase Check Card must be registered at the designated site by October 15, 2007 in order for the purchases made from August 1, 2007 through October 15, 2007 to qualify for this promotion.

Here are some best cash back cards from Chase:
Chase FreedomSM Cash Visa® Card

The Chase Business Rebate Card

Chase Free Cash RewardsSM Visa® Card

Chase PerfectCard™ MasterCard®

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Best Business Credit Cards Bonuses and Balance Transfer

August 27, 2007 · Filed Under Credit Card bonuses · 5 Comments 

Did you know that you don’t have to be part of a corporation or LLC to apply for a business credit card? Your name is consider a sole proprietorship type of business. When filling out business credit cards, simply use your name as your business name and your Social Security number as your tax id.

How does this work? Whether you have set up a lemonade stand, a garage sale, or sold something on Ebay, your business is called sole proprietorship. This is completely recognized by the IRS with your name as your business name.

Even if you have a business, you would still put down your EIN and your social security number on your application. There will be a hard pull on your credit report. However, business credit cards will not show up on your personal credit report. Your business credit card’s balance doesn’t effect the debt-credit limit ratio. This means that you can open and close business credit cards without worrying about showing up on your credit report.

How can you take advantage of this? Go for all the bonuses and play the 0% APR balance transfer game with business credit cards.

Here’s a list of some bonuses from business credit cards:

  1. AmEx Business Rewards Gold - 25000 points after first purchase = $250 bonus. No fee first year.
  2. Gold Delta SkyMiles Business - 15000 skymiles after first purchase. No annual fee first year.
  3. AmEx Starwood Preferred Guest Business - 10000 Starwood points. No fee first year.
  4. Citi Professional Thank You Network - $100 bonus. No BT fee.
  5. United Mileage Plus Business - 17500 bonus miles. No fee first year.

The cards below are my recommended list of business credit cards. Balance transfer fee is cap with no annual fee.

  1. Advanta BusinessCard Rewards - 15 months 0% APR on BT. $50 cap on BT fee.
  2. Advanta Platinum BusinessCard - 12 months 0% APR on BT. $50 cap on BT fee.
  3. Chase Home Improvement Rewards - 12 months 0% APR on BT. $75 cap on BT fee.
  4. Chase GM Business - 12 months 0% APR on BT. $75 cap on BT fee.
  5. Discover Business Miles - 12 months 0% APR on BT. Cap on BT fee.

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Blue Cash from American Express

August 26, 2007 · Filed Under Credit Card bonuses · 1 Comment 

For those with a good credit score, then Blue Cash from American Express is your best bet for a great cash back rewards program. Kiplinger’s personal finance called it the best cash-rebate. Here’s how the rebate formula set up. After $6500 in spending, it has unlimited cash back savings with 5% rebate on “everyday purchases” at supermarkets, gas stations, and drugstores. For all other purchases, you may earn up to 1.5% cash back.

As with every American Express credit card, cardholders get buyer’s assurance plan, purchase protection plan, and up to $100,000 in travel accident insurance. There is no annual fee. Six months of 0% APR on purchases is standard for all new cardholders. There is also 4.99% APR fixed rate for balance transfer if you requested balance transfer with the application.

Quick Summary:

  • Up to 5% Cash Back with Unlimited
    Cash Rewards
  • Earn unlimited cash back
  • 0% Intro APR for 6 months
  • Low Balance Transfer rate - 4.99% fixed APR for the
    life of the balance
  • No Annual Fee

    • Apply Now!

For those who plan to maximize their rewards, Blue Cash from American Express is highly recommended.
Blue Cash® from American Express

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Free $75 Academy Gift Card for Opening Wachovia Checking

August 25, 2007 · Filed Under Bank deals & offers · Comment 

Open a new Wachovia checking account and receive $75 Academy gift card.

From the website:

To qualify, you must open a Free Checking account with a minimum of $100 between August 20, 2007 and September 28, 2007. Accounts opened in financial centers will receive a $75 Academy Sports + Outdoors Gift Card at account opening. Accounts opened via phone will receive the $75 Academy Sports + Outdoors Gift Card within 30 days of the offer expiration date (September 28, 2007). Account must be in good standing at the time of bonus award. Availability of this bonus subject to change at any time. Free Checking is for personal accounts only. Account subject to approval. The value of the Gift Card will be reported to the IRS, state or local tax authorities if required by applicable law, and the recipient is responsible for any federal, state or local taxes on this bonus item. Not valid with any other offers. Limit one per person.

Get more than enough points for a free ticket around the U.S by applying to Gold Delta SkyMiles® Credit Card and Gold Delta SkyMiles® Business Credit Card from OPENSM the small business team

Gold Delta SkyMiles® Credit CardGold Delta SkyMiles® Business Credit Card from OPEN

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New Citibank $100 Bonus Extended Til 8/31/07

August 24, 2007 · Filed Under Bank deals & offers · Comment 

This offer is only good for new customers. You can get $100 bonus by signing up to a Citibank Ultimate Savings account. The account includes:

  • 4.75% APY
  • FDIC insured
  • No monthly fees
  • No minimum requirement
  • No Checking required

From the website:

This offer is not available at Citibank Financial Centers.

*Annual Percentage Yield (APY) is accurate as of 8/21/2007 and is subject to change without notice. The rate will apply only to accounts opened through citibank.com or by phone, and may change after the account is opened. Fees may reduce earnings.

** $100 Offer is only available for first-time Citibank deposit account customers, and will be paid only once to any individual. Persons who currently have or at any time have had a deposit account at Citibank (or any of its predecessor banks) are not eligible. To qualify for this offer you must apply for and open a new Ultimate Savings Account by 08/31/2007. $100 will be credited to your Ultimate Savings Account within 90 days from the end of the statement period in which your account was opened. Account must be in good standing at the time of the $100 credit. All accounts are subject to approval. Customer must be a citizen or resident alien of the United States (U.S.) with a valid U.S. taxpayer identification number. The amount of any bonus payment will be reported to the IRS as interest earned in the year credited. Persons under 18 years of age are not eligible. Offer may be modified or withdrawn at anytime without notice and is not transferable.

If you are a college student, save more money by signing this great cash back credit card:

No other card allows you to build your credit history like the the Discover® Open RoadSM
Card for Students. Enjoy 0% Interest* APR on Purchases for 6 months, pay no annual fee and have peace of mind with $0
fraud liability guarantee. Plus, enjoy Easy Online Account Management Options. You’ll also earn a Full 5% Cashback Bonus® on gas and everyday auto maintenance purchases* and up to 1% Cashback Bonus on all other
purchases automatically*. Apply Now!

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Direct TV for $5 a Month

August 23, 2007 · Filed Under Hot Deals · 1 Comment 

Get 4 FREE months of DIRECTV’s best TV package, including over 250 channels, when you order NFL SUNDAY TICKET. Buy Now

Direct TV is currently running several promotions right now. Below is ymmv..meaning it all depends on your CSR. You might get it or you might not. Follow these steps to get cheap a$$ plan.

  1. Call 1-888-777-2454
  2. Tell CSR you are a Dish Network Customer, and that you heard of the instant $100 promotion for people changing services.
  3. Tell the CSR you want the $29.99 basic plan. So for 12 months contract at $30 = $360
  4. $360 - $100 = $260
  5. There is also a $50 Visa Gift Card gift card for signing up instantly. The offer is online, but CSR can add on by simply mentioning it.
  6. $260 - $50 = $210
  7. Last but not least, tell the CSR you are new to the neighborhood. By doing so (*no verification necessary), you will get an extra $150 off. If CSR doesn’t know what you are talking about. Show them this promo link.
  8. $210 - $150 = $60 for 12 months of 40 Channels + locals.

**There is also a free DVD player when signing up, or choose $50 in gift card from Home Depot or Free Ipod Shuffle.

DIRECTV special offer with NFL SUNDAY TICKET!

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