From the monthly archives:

July 2009

Earn 25,000 bonus miles when you open a Chase CheckingSM account, set up direct deposit and use your debit card. Some manage to combine this offer with $100/$125 bonus for opening a Chase Checking account. You might have to call a couple of times to get both credited. The $125 coupon can be found at your local USPS movers package.

From the website:

1.  Offer valid July 1, 2009 through December 31, 2009. To qualify for the reward you must open a new Chase CheckingSM account with a $100 minimum opening deposit of new money (money not currently held by Chase or its affiliates). Also, to qualify for the first 10,000 bonus miles you must make 5 debit card purchases with any Chase debit card linked or used to access the new account or initiate a repeating direct deposit such as payroll, Social Security or other government benefits. The 5 debit card purchases or first direct deposit must be completed within 60 days of account opening to earn the bonus miles. Initial 10,000 bonus miles will be deposited in your OnePass® account 6-10 weeks after the 5 debit card purchases or initial direct deposit has posted to the new account. Limit one personal checking account-related reward per customer, per calendar year. Limit one 10,000 bonus miles per checking account. Offer not available on account conversions or in combination with any other offer. Customers are still eligible for the first 10,000 miles even if they do not get the Chase Continental Airlines Preferred Debit Card. Account is subject to approval. Chase CheckingSM is available only at Chase branded branches, excluding branches in California.

2.  The second 15,000 bonus miles will be credited to the cardholder’s OnePass account after the first qualifying purchase is made with your Chase Continental Airlines Preferred Debit Card or Chase Continental Airlines Debit Card. Please allow 6-10 weeks after your first qualifying purchase for bonus miles to post to your OnePass account. The first qualifying purchase must be made within the first 60 days in order to qualify for the bonus miles

Hustler’s Saving Money Tip of the Day:

One of the things I learn with car insurance is that you can always cancel your policy at any time. There is no early termination fee and you get your money back pro-rated if you pay it full in advance. Since rates are always changing, you can be sure to find a lower price from all the competitors.

It took me less than 5 minutes to find a lower rate by going through online with Netquote. After filling out online, the offers begin to pour in from at least 10 insurance companies. The major companies include Farmers, Allstate, Progressive, Nationwide, and many more. I put in the year and model of my car, along with the type of coverage I would like, and they will email you the best rates. I didn’t put my real phone number because I didn’t want to be bothered with them calling.

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Today Freebies

by Hu$tler on July 28, 2009

in Freebies

Some decent freebies to sign up for:

  1. Free Summer Healthy Samples
  2. Gevalia – 3 Boxes for $3 + Free Mug
  3. Free 50 Print at CVS Photo Center
  4. Free Trade Publication Magazines. NO credit card required.
  5. Acuvue Astigmatism Free Trial Pair.
  6. Alot Coupon Toolbar
  7. BigBuck Survey – Free $20 Reward
  8. Free Classic Arcade Games
  9. Free Diabetes Guide
  10. ClipNGo – Rachel Ray
  11. Win a Colorado Vacation
  12. Free Cosmo Magazine
  13. Free Fitness Plan
  14. Free Diabetic Socks
  15. Free Enfamil Baby Formula
  16. Free 2009 Entertainment Book
  17. EZ Free fonts
  18. Free Eco Living Tips
  19. Free Samples from top brands
  20. Free Baby Samples from Family Planning

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Disclaimer Policy

by Hu$tler on July 20, 2009

in Uncategorized

HustlerMoneyBlog has financial relationships with some of the cards mentioned here, and HustlerMoneyBlog may be compensated if consumers choose to apply for these links in the content, and ultimately sign up for them.

Hustlermoneyblog.com is a personal blog written and edited by “Hu$tler” – who is NOT a professional. In accordance with FTC guidelines, we state that we may have a financial relationship with companies mentioned in this website. This may include receiving access to free products and services for product and service reviews and giveaways.

DISCLOSURE POLICY:

I am not a banker, CPA, or anything of that sort. Please seek a professional for any “real” advice for all financial matters. I will be writing out my own ideas and personal financials in detail for all to enjoy. This is for entertainment only.  I hereby announce that this blog is monetize through affiliate linking, sponsorships, paid insertions, or other forms of compensation.  However, the compensation received will never influence the content, topics or posts made in this blog.

I, Hu$tler, may or may not be compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely the blog owner. If I claim or appear to be experts on a certain topic or product or service area, I will only endorse products or services that I believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.

PRIVACY POLICY:

At Hustlermoneyblog.com, the privacy of our visitors is of extreme importance to us. This privacy policy document outlines the types of personal information is received and collected by Hustlermoneyblog and how it is used.

Log Files

Like many other Web sites, Hustlermoneyblog.com makes use of log files. The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons

Hustlermoneyblog.com does use cookies to store information about visitors preferences, record user-specific information on which pages the user access or visit, customize Web page content based on visitors browser type or other information that the visitor sends via their browser.

DoubleClick DART Cookie

Google, as a third party vendor, uses cookies to serve ads on your site.
Google’s use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet.
Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL – http://www.google.com/privacy_ads.html

Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include Google Adsense & Amazon. These third-party ad servers or ad networks use technology to the advertisements and links that appear on Hustlermoneyblog.com send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see.

Hustlermoneyblog.com has no access to or control over these cookies that are used by third-party advertisers. You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. Hustlermoneyblog’s privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers’ respective websites.

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New Chase $100 Bonus

by Hu$tler on July 20, 2009

in Bank deals & offers

New Chase $100 bonus good until 8/10

Banks satisfying Chase Direct Debit requirements:

1. HSBCDirect ACH push
2. Ameritrade account verification ACH push/pull triggers bonus.

Online application asks if you would like to order checks (choose NO as there is a charge for check orders)

How to cancel check orders (They are known to chrge for and send you checks despite choosing NO during your online application process):
- contact the check order vendor Deluxe at 1-866-322-1101
- Press 1 for English
- Press 3 for Order status
- Put in routing and account number
- Listen to the status – in process
- Press 0 for CSR

As for the account number, if you open account online and have not received your welcome package, it can be found on the SIGNATURE CARD.

Be aware of $3 transfer fee for outgoing ACH pushes, but incoming is free.

TERMS:
“Checking account must remain open for a minimum of six months or the reward will be debited from the account at closing.”

Here’s a coupon for $100 Chase checking account bonus for everyone except California resident.  Although you might be able to find $125 coupon at your local Post Office inside the mover’s guide package.

From the website:

To qualify for the cash bonus you must open a new Chase CheckingSM account with a $100 minimum opening deposit of new money (money not currently held by Chase or its affiliates). Also, within 60 calendar days of account opening, you must initiate a monthly direct deposit such as payroll, pension or Social Security, or have at least five debit card purchases using your PIN or signature posted to your account. The cash bonus will be deposited into your new account within 10 business days after the initial direct deposit or the five debit card purchases have posted to your account. Limit one personal checking account-related cash bonus/premium per customer, per calendar year. Offer not available on account conversions or in combination with any other offer. Cash bonuses are not considered part of the minimum opening balance. Checking account must remain open for a minimum of six months or the cash bonus will be debited from the account at closing. Account is subject to approval. Cash bonus is considered interest and will be reported on IRS Form 1099-INT. Chase CheckingSM is available only at Chase branded branches, excluding branches in California, and at Chase.com.

You can also apply online using this special link. Earn extra cash back by funding your account with a cash back credit card up to $500. Make sure to keep your account open for at least 6 months.

I don’t know if can do both, but check out this Wamu/Chase $100 bonus too.

Quick Free FICO Score and Report

MyFico is giving your credit Score Watch and report Free Trial for thirty days. They will remind you when your free trial is up. The best part is they are making the cancellation extremely easy. Simply visit this MyFico cancellation page so you won’t ever have to pay anything! Once you login, the cancellation is quick with an easy cancellation button. No need to call customer services or dealing with them selling other financial products.

Checking your credit score and report are vital to your financial health. Visit MyFico today to get your free credit score and report.

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Join Lending Club Today!

by Hu$tler on July 16, 2009

in Free Random Money

Since I’ve been making 9%+ on my loans at Lending Club, I just made two more loans at lending club today. My experience with Lending Club has been a very smooth one. Within my account, I hit invest, then select how much I want to invest, select the % return, and click add.  I’ve sticking with safe investment, so my loans has been grade A with 8% or 9.63% return. I recommend to choose those two options when selecting the loans you want to invest in.

Lending Club was kind enough to allow me to offer my readers a special promotion: Open a lending account and receive a $25 bonus. You can use this bonus to make your first loan. To take advantage of this promotion, please click on this specific promotional link. Many of my readers have gotten the bonus and have enjoy their experience.

Here’s what to do:

  1. Go though this Special Lending Club link
  2. Fill in your name, email, password, and make up a user ID.
  3. Verify your identity
  4. Add your bank account and wait them to withdraw an amount less than $1
  5. Wait for a few days, and verify the amount that has been withdrawn.
  6. Deposit $1 to get $25 bonus.
  7. Bonus will show up after the initial deposit.

With the $25 bonus, you can’t lose if you just want to try it out with your bonus money. If you don’t like the return on your bank savings account, then deposit more money into your Lending Club account to invest. To be safe, I highly recommend to choose credit grade A to invest in.

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WTDirect $150 Bonus

by Hu$tler on July 8, 2009

in Bank deals & offers

Cash Bonus up to $150! Open a high-yield savings account with WTDirect. Offer available for a limited time.
WTDirect is offering a cash bonus up to $150 to new savings account clients. That is on top of an interest rate that is among the highest in the nation.

This offer is available for a very limited time. Open an account today!

How to Earn a Bonus

1. Apply online for WTDirect account

2. Deposit $10,000 or more by July 31
3. Keep your funds on deposit with WTDirect through 10/31
4. Earn a cash bonus up to $150 based on the schedule below:

$150 bonus for $50,000 balance
$100 bonus for $40,000 balance
$75 bonus for $30,000 balance
$50 bonus for $20,000 balance
$25 bonus for $10,000 balance

About WTDirect:
- High-yield savings account for in-control, goal-oriented savers
- One of the highest rates in the nation – consistently in the top 5% of U.S. Banks
- Part of the Wilmington Trust family of companies – a strong institution with a 105-year history
- FDIC insured to $250,000 – the maximum Federal limit
- Exceptional service

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Get 25000 bonus points with the Chase Sapphire Preferred card with no annual fee for first year. Get the points first then cancel before the first year anniversary. The 25K points can be converted into $250 gift cards.

Redemption options:

Redeem for travel, merchandise, gift cards and Cash Back, or transfer points at full value to the industry’s top frequent flyer and hotel programs.

* 1:1 Point Transfer to Leading Airline and Hotel Programs (similar to AMEX Membership Rewards Points perhaps?)
* Each point is worth 25% more when used to book flights through Ultimate Rewards (25000*1.25 = 312500 or $312.50 travel reward)
* Plus earn 10,000 bonus points when you purchase $50,000 per year on your card (Sapphire Preferred only)

Statement Credits: Redemptions start at 2500 points for a $25 statement credit to apply to any purchase made with your Chase credit card within 60 days of the request for a statement credit, where permitted by law. Beginning with 2500 points, redemptions may be made in additional 100 point increments for each $1 statement credit. Statement credit will post to your account within 5-7 business days and will appear on your monthly Chase credit card billing statement within 1-2 billing cycles.

Quick Free FICO Score and Report

MyFico is giving your credit Score Watch and report Free Trial for thirty days. They will remind you when your free trial is up. The best part is they are making the cancellation extremely easy. Simply visit this MyFico cancellation page so you won’t ever have to pay anything! Once you login, the cancellation is quick with an easy cancellation button. No need to call customer services or dealing with them selling other financial products.

Checking your credit score and report are vital to your financial health. Visit MyFico today to get your free credit score and report.

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I’ve been looking for another high yield online savings account and found Ally Bank 2.00% APY to fit my needs. With their superior rate and no minimum balance or fees, their high customer services is second to none. The interest rate is compounded daily for maximum earnings.

Ally Bank saving accounts and CDs are all FDIC insured up to $250K. When you open the account, you can open multiple accounts all in one screen.  This saves time for submitting multiple applications. The good interest rates is an easy decision for opening these type of products.

Check out their Ally Difference:

* We don’t have monthly fees. Ever. Some banks charge a monthly fee if your deposit doesn’t come directly from your employer.
* We don’t require minimum balances. Many others charge a fee if your balance dips too low.
* We work to keep our rates high. Other banks often tempt new customers with promotional rates.
* We grow your money faster by compounding interest daily. Many others compound monthly, quarterly, or even annually.

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Those with a Sony Card can get 5000 bonus points for spending $1500 by 8/31.

Here’s the email:

You’ve got the Card; now, get 5,000 bonus points!
As a valued Sony Card member you’re eligible for this special bonus points opportunity*:

Spend $1,500 or more on your Sony Card from July 1, 2009 through August 31, 2009 and get 5,000 bonus points!

Getting there is easy; just use your Card for everyday purchases like gasoline, groceries, summer vacations, and Back to School items. You can even earn points for the bills you have to pay every month by setting up automatic bill payments with your Card!

To be eligible for this special opportunity, follow these simple steps:

1. Go to www.sony.com/sonycard/summer2009
2. Enter offer code ->SCSummer09<- to enroll
3. Use your card for everyday purchases from July 1, 2009 through August 31, 2009

5K pts = $50 GC to many retailers: Kmart, Khole’s, Macy’s, Sears, Lowe’s etc.

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